NABARD Grade A Exam Pattern 2026 for Phase 1, Phase 2 & Interview
Topics Covered: NABARD Grade A 2026 Selection Criteria, NABARD Grade A Exam Pattern for Prelims, Mains & Interview, Marking Scheme, Psychometric Test. Tie-Breaking Rule
NABARD Grade A exams are fairly known for providing a pathway to build a career in one of the most essential development financing organizations in India.
Although NABARD’s examination process is highly organized and structured, it can still seem complicated without a detailed guide. Understanding the information given on this page below will help you define your strategy effectively.
The NABARD Grade A exams are conducted once a year, making every attempt extremely important.
The examination process is divided into three equally crucial stages: Phase 1 (Prelims), Phase 2 (Mains), and the Interview (Final round), each round has its own unique pattern.
Aspirants with a well-planned strategy, consistency, and focused preparation can clear all the rounds with ease.
In this guide, we’ll be covering every important information thoroughly that is necessary to understand about the NABARD Grade A 2026 Exam pattern.
Table of Content – NABARD Grade A Exam Pattern 2026 for Phase 1, Phase 2 & Interview
What is the NABARD Grade A Exam Pattern 2026?
Understanding the NABARD Grade A exam pattern 2026 is essential for effective preparation. Knowing the structure, types of questions, and marks distribution helps candidates plan their study strategy efficiently.
Let me take you through the various stages in the NABARD Grade A exam 2026 that I have mentioned below:
Phase 1 –
- Exam Mode: This exam is conducted online (CBT mode).
- Total Marks: This exam consists of a total of 200 marks for objective-type questions.
- Time Duration: Candidates are given 2 hours to complete the exam.
- Note – Phase 1 acts as a qualifying screening test, and the marks obtained in this stage do not count towards the final selection.
Phase 2 –
- Exam Mode: This exam is conducted online and includes both objective and descriptive sections.
- Total Marks: This phase also consist of a total of 200 marks.
- Time Duration: Candidates are provided with 3 hours and 30 minutes to complete the exam.
- Note – Marks scored in Phase 2 are combined with Interview marks to prepare the final selection list.
Interview –
- Conducted By: The interview is conducted by a panel of senior NABARD officers.
- Total Marks: The interview carries a total of 50 marks.
- Note – This stage evaluates the personality of candidate, communication skills, decision-making ability, and overall suitability for the role.
Talking about the NABARD Grade A exam pattern, an important thing to know about the phase 1 exam is that it’s qualifying in nature and is meant to serve as a screening test.
NABARD Grade A Phase 01 Exam Pattern 2026
The Preliminary phase of both NABARD Grade A and B follows a similar exam pattern and syllabus.
There are a total of 8 sections in this phase of NABARD Grade A exam. I have covered the exam pattern for the Phase 1 exam below:
- No. of questions: There are a total of 200 questions.
- Time Allotted: A total time of 2 hours is given for all the sections together.
- Question Type: The Phase 1 exam is objective in nature since it contains multiple-choice questions.
- Total Marks: Phase 1 carries a total of 200 marks.
- Marking scheme: While each correct answer is awarded +1 mark, there is a negative marking of 1/4th mark for every incorrect answer.
- Mode of exam: This examination will be a computer-based test (CBT Mode) with questions displayed on the monitors.
- Nature of Exam: This round is qualifying in nature since 3 (ESI, ARD, and GA) out of 8 subject marks will be considered for the final merit list. While the remaining sections are used to shortlist candidates for Phase 2.
- Paper language: Candidates can choose Hindi and English however; English language paper will only be conducted in English.
- Phase 01 Subjects: NABARD Phase 1 2026 examination will have total 8 subjects.

The NABARD Grade A exams follow a similar prelims phase, having the same syllabus and exam pattern. If you’re preparing for NABARD Grade A 2026, reviewing the exam pattern will help you understand the structure in detail.
You can also learn about the NABARD Grade A Job Profile before you start your preparation.
Now, let’s jump in. The section-wise breakdown of both the NABARD Grade A Prelims exam pattern is given in the table below:
| S.No. | Name of the Test | Number of Questions | Maximum Marks | |
|---|---|---|---|---|
| 1. | Reasoning Ability | Qualifying Sections | 20 | 20 |
| 2. | English Language | 30 | 30 | |
| 3. | Computer Knowledge | 20 | 20 | 4. | Quantitative Aptitude | 20 | 20 | 5. | Decision Making | 10 | 10 |
| 6. | General Awareness | Merit Sections | 20 | 20 |
| 7. | Economics & Social Issues (with focus on Rural India) | 40 | 40 | |
| 8. | Agriculture & Rural Development (with focus on Rural India) | 40 | 40 | |
| Total | 200 | 200 |
Important to Note:
1. Qualifying Sections: Reasoning Ability, English Language, Computer Knowledge, Decision Making, and Quantitative Aptitude.
2. Merit Sections: General Awareness, Economic & Social Issues (with emphasis on Rural India), and Agriculture & Rural Development (with a focus on Rural India).
This means you will be shortlisted for the Mains exam based only on the marks of the Merit Sections, not the Qualifying Sections.
So, give more time to the Merit Sections of NABARD Grade A Phase 1.
NABARD Grade A Phase 02 Exam Pattern 2026
As per the latest exam pattern, there are 2 papers in the NABARD Grade A Mains exam 2026:
NABARD Paper 1 General English
- No. of Questions: This paper consists of 3 descriptive-based questions
- Time Allotted: A time duration of 90 minutes is given for this paper.
- Total Marks: A total of 100 marks is allotted.
- Mode of exam: Phase 2 paper 1 is in CBT mode; candidates will be attempting the exam via online screening.
- Nature of Exam: This stage is eliminatory in nature since it is a decisive round. All the marks obtained from Paper 1 will be considered for the final merit list.
- Paper language: Paper 1 of Phase 2 will be conducted in English language.
- Phase 01 Subjects: NABARD Phase 1 2026 examination will have total 8 subjects.
NABARD Paper 2 ESI and ARD
- No. of Questions: There will be 30 objective questions to be attempted within 30 minutes, and 6 descriptive-type questions to be attempted within 90 minutes.
- Total marks: This paper comprises a total of 100 marks.
- Marking scheme: Objective questions are of 1–2 marks each, with a 1/4th mark penalty for incorrect answers, while descriptive question includes 10 and 15 marker questions with no negative marking.
- Mode of exam: Same as before, Paper 2 of phase 2 will be given through online screening.
- Nature of Exam: Nature remains consistent throughout both papers of Phase 2, as previously the marks obtained from this paper will add up to the final merit list.
- Paper language: Candidates can choose the language according to their preference between Hindi and English in Paper 2 of Phase 2.

Let’s understand what matters the most at this stage by taking a closer look at the Phase 2 exam pattern.
- Importance of Phase 2: Marks obtained in phase 2 will be considered in the final merit list, making it the most decisive and crucial stage of the recruitment process.
- Similarity in Pattern: Phase 2 of both Grade A and Grade B are quite similar, avoiding any major change in preparation approach.
- Key Difference: NABARD Garde B exam includes an additional paper compared to Grade A, which is an only distinction.
NABARD Grade A 2026 Phase 2 Exam Pattern
| Paper | Grade A | Types of Paper | No. of Questions | Marks | Duration | Remarks |
|---|---|---|---|---|---|---|
| Paper 1 | General English | Online Descriptive | 3 | 100 | 90 Minutes | Descriptive Answers to be typed using keyboard |
| Paper 2 | Economic & Social Issues and Agriculture & Rural Development | Objective | 30 | 50 | 30 Minutes | |
| Descriptive Type | 6 questions will be asked, of which candidates will be required to attempt 4 questions [2 of 15 marks each (with difficulty level) and 2 of 10 marks each] | 50 | 90 Minutes | Descriptive Answers to be typed using keyboard either in English or Hindi (Remington and Inscript keyboards) |
NABARD Grade A Interview Exam Pattern 2026
NABARD Grade A interviews are held after you clear Phase 2 of the respective exams. The interview is the third and final phase of the Grade A and Selection Process.
The candidates who secure the minimum sectional cut offs and the overall cut offs, become eligible to sit for the NABARD Grade A Interview, provided they appear in the psychometric test.
- Total weightage of the Interview: NABARD Grade A: A total of 50 marks is allotted for Grade A.
- Interview Language: You will have an option to choose a language for the Interview, i.e., either in English or Hindi, as per your individual preference.
- Time Duration: With no strict question count, the duration of the interview fluctuates from 20 to 45 minutes of duration.
- Number of Questions: The total questions count changes in every interview as it completely depends on the panel.
- Assessment Areas: The interview panel will ask you questions related to your background and conceptual knowledge, and you will be assessed on factors such as reasoning aptitude and leadership skills.
- Mode of Conduction: NABARD conducts the interview in person at various exam centers.
- Number of Panelists: The count of panel members is not officially disclosed yet. However, there are 3-5 panelists according to the past trend.
The final merit list of both, the NABARD Grade A exams will be based on the marks scored by the candidates in their Phase 2 exams and Interview rounds.
NABARD Interview Questions
Candidates should be prepared for a wide range of questions to score well in the NABARD Grade A 2026 interview.
While the panel may ask anything, most questions usually relate to your personal details, educational qualifications, decision making and current topics. It’s important to be thorough with the information provided in your bio-data.
To help you get started, here are some common generic questions often asked in the interview:
- Why do you want to work in NABARD?
- Which department you would want to work in NABARD?
- Questions about the gap years in profile.
- Question about the last job.
- Question about the relevance of education in graduation/PG in the job in NABARD (especially in the case of non-commerce fields)
- Latest NABARD news, or actions taken by NABARD
- Which subject you liked the most in school and college and why?
- Miscellaneous questions related to biodata.
- How can your skills as mentioned in the profile be suitable for NABARD?
- Your salary and position in your current job are already good, why NABARD then?
- There is nothing in your profile that shows an interest or experience in agricultural banking, so why should we take you in?
These were few generic questions that a candidate must prepare before the Interview for NABARD Grade A exam.
NABARD Grade A Psychometric Test (Mandatory)
Applicants who will clear Phase 2 are required to appear in a compulsory Psychometric Test for focusing on personality and aptitude.
Here are the quick overview of the Psychometric Test:
- Eligibility: Only applicants who clear the Mains cut-off are required to appear in this test.
- Assessment Format: Following phase 2, this round is a computer-based test (CBT) as well, including MCQs.
- Nature: This is a qualifying round, and the score will not add up in the final merit.
- Duration: Candidates will be given 90 minutes to complete the assessment.
- Number of Questions: The psychometric round consists of around 100-120 MCQ based questions.
- Language: Appearing applicants get to choose English and 9 other Indian languages.
- Objective of the Test: The purpose of this round is to evaluate applicant’s personality and behavioral characteristics.
NABARD’s Tie-Breaking Rule
The list of final selected candidates will be published on the official NABARD website within one month after the completion of the Interview (Phase 03).
Now, if you clear the Phase 2 (Mains) exam and move on to the Interview stage. Here’s how the final selection works if there is a tie between two candidates:
- Mains Marks: If two candidates gets the same total marks in both (Phase 2 + Interview all together), then the one who scored the highest marks in Phase 2 will be ranked higher.
- Qualifications: If Phase 2 marks are also the same, then the candidate with higher qualifications will be given preference.
- Graduation: If the qualifications are similar even with this, so the candidates with higher marks in graduation will be ranked up.
- Age: The candidate who is senior in age will be ranked higher if the tie remains.
With this, we have covered the NABARD Grade A exam pattern. Let’s now move to the next section.
Get a full information about NABARD Grade A application process in the link given here.
Conclusion
We have covered all the necessary information about NABARD Grade A exam patterns with dedicated sections of all rounds, clearing your every doubt and confusion.
If you are looking forward to appearing in the NABARD Grade A exams, staying updated and revisiting information such as examination patterns can improve your strategy and preparation approach effectively.
Keep learning, stay consistent, and give your best.
Best of luck!

About Anuj Jindal
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Anuj Jindal, the founder, is an ex-manager from SBI, with an M.Com from Delhi School of Economics. He also has a JRF in Commerce & Management and NET in HRM, along with more than 5 years of experience in the field of Education.
FAQ: NABARD Grade A Exam Pattern 2026
- Is there any negative marking in the exam?
Yes, there is a negative marking in the exam. For every wrong answer, you will lose 25% of the marks assigned for the question.
So, suppose a question is of 2 marks, then answering it wrongly would set you back by 0.5 marks.
- What type of questions are asked in the mains exam?
Paper I of the mains exam is descriptive type. General English comprises questions from essay writing, comprehension, report writing, paragraph writing & letter writing.
As far as paper 2 of the mains exam is concerned it contains objective-type questions from the subjects of Economics and Social Issues, and Agriculture & Rural Development.
To know more about the selection process and exam pattern you can check the details about the same above.
- Is there sectional timing in NABARD Grade A?No, there is no provision of sectional timing in the NABARD Grade A examination. For Phase I exam, the total time duration is of 2 hours to attempt 200 questions. Regarding the exam for Phase II, the duration of 90 minutes is allotted to complete 65 questions.
- Which section will be considered for final merit list of NABARD Grade A Prelims exam 2026?Only the marks of Phase 01 ESI, ARD, and GA will be considered for the final merit list. Rest will remain for qualification only.
- What are the language options for the NABARD Grade A Phase 1 exam?Phase 1 examination is conducted in both Hindi and English, except the English language exam, which will be in English only.
- Is it compulsory to attempt all sections of NABARD Grade A 2026 exams?Yes, aspirants are required to attempt all the sections of the examination.

