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JAIIB 2024 Complete Information

Topics Covered: JAIIB 2024 Overview, Salary, Notification, Exam Dates, Job Profile, Eligibility Criteria, Exam Pattern, Apply Online, Syllabus, Preparation, Books, Mock Test, Admit Card, Result & Exam Centre

It is a dream for individuals working in banking fields to attain personal and professional development early on their careers.  

Usually, it takes a lot of hustling for bank professionals to reach a higher position and achieve better opportunities in their working lives.  

Bearing this in mind, the JAIIB exam can be seen as blessing in disguise for aspirants who are serving in a bank and strongly desire to seek new prospects which offer promising outcomes.  

The JAIIB exam was initiated with the purpose of availing salary increase and to provide better knowledge for candidates who will qualify the JAIIB examination.  

As far as the eligibility for the exam is concerned, only candidates who are working as bank employees can sit for the exam.  

An important thing to note here is that JAIIB exam is conducted twice in a year, so candidates who are aspiring for the higher portfolios can make use of this opportunity.  

With reference to this, I have provided all the information about the JAIIB exam 2024 related to salary, notification, exam dates, eligibility criteria, syllabus, exam pattern, booklist, admit card.  

Therefore, I suggest you to be with me till end of this blog as I will take you through all the aspects of the exam which will prove beneficial in your preparation for JAIIB exam.  

So, without any further delay, let’s begin! 

Table of Content – JAIIB Complete Information

JAIIB Basic Information
Exam NameJunior Associate of the Indian Institute of Bankers (JAIIB)
Conducting BodyIndian Institute of Banking & Finance (IIBF)
Course TypesFlagship
EligibilityBankers or Members Only
Mode of ApplicationOnline
Exam ConductedTwice in a year
Job LocationIndia
Qualifying Marks50 out of 100 marks
Official Websiteiibf.org.in

JAIIB Full Form

To begin with, JAIIB is an acronym which stands for Junior Associate of Indian Institute of the Bankers. The JAIIB exam is a flagship course which is carried out by Indian Institute of Banking and Finance (IIBF).

The purpose of this examination is to provide fundamental knowledge which will help the selected candidates in better execution of day-to-day banking operations.  

As you now know the full form of JAIIB exam, I will provide a summary of the exam in the subsequent section.  

JAIIB Exam 2024 Overview

Initiated by the IIBF, the Junior Associate of Indian Institute of Bankers or commonly known as JAIIB exam is an associate examination which is conducted twice a year.  

As mentioned above, the exam is applicable only for the ordinary members of IIBF, i.e., employees working in banking and finance sector.  

While, the aim of conducting the JAIIB examination is to provide basic knowledge and understanding about the role of the banking and financial services, customer relations, banking technology, legal processes to execute day to day banking operations.  

It provides a gateway for advance professional growth as the selected candidates are eligible for salary increase as well as for promotions in their work profiles.  

To seek more information about the JAIIB exam, you can check the link provided.  

Now, that we have discussed the exam overview, let us proceed to JAIIB job profile.  

JAIIB Exam Overview
Note: There is no fixed time period for promotions to be granted and will vary depending on your work position, however you will be eligible for the following benefits: 

    • Salary Increments 
    • Allowances & Perks  
    • Early Promotions  
    • Updated Job Profile 

JAIIB Job Profile

The JAIIB job profile presents an interesting portfolio for the candidates who have successfully qualified for the exam.  

As mentioned above, the selected candidates become eligible for promotions in the banking career. Depending upon your work profile, there are two distinct types of promotions which are granted to the bank employees: 

Employees working on Clerical level: 

    • The candidates working as bank clerk will be promoted to the post of a probationary officer (PO) with extra responsibilities.  

Employees working on Officers level: 

    • The professionals serving as a probationary officer (PO) in the bank shall either continue to remain in the same post with increased salary and additional responsibilities or either be promoted to Manager’s post.  

For detailed explanation on the work portfolio after JAIIB exam, you can check the updated JAIIB Job profile.  

With doubts about the JAIIB job profile being clear, I will now move on to the next section of salary of JAIIB.  

JAIIB Salary 2024

I am not far from truth when I say that the salary structure for JAIIB qualified candidates is perhaps the most anticipated topic for the exam aspirants and it is for right reasons! 

One of the significant components regarding the JAIIB salary is the increment that is granted to employees after passing the exam.  

Likewise, in the case of job profiles, the raise in the salary provided to the bank professionals is of two types: 

Clerk grade Employees 

  • There will be 1 increment provided to the salary of those serving as bank clerks, which makes the salary of the clerk equal to: 

        For example: Rs. 11, 765 + Rs. 655 = Rs. 12, 420 

Officers grade Employees 

  • The officers working in the bank are eligible for 1 increment to their basic pay.  

You can read more extensive information about the JAIIB salary, perks and allowances granted for selected candidates.  

In the next section, we are going to discuss briefly about notification details of JAIIB exam. 

JAIIB Notification 2024

The annual calendar for the JAIIB exam 2024 has been released by the IIBF on the official website. 

The online registration process for JAIIB May cycle 2024 began from 05th March 2024 and the end date was scheduled on 27th March 2024. However, the application process has been extended till 31st March 2024.

The JAIIB May exam cycle 2024 will commence on – 08th, 09th, 16th and 22nd June  2024.

Regarding the JAIIB October 2024 cycle, the application process will start from 1st August 2024 and will end on 21st August 2024 

The exam dates for the same are scheduled on 20th, 26th, 27th October and 09th November 2024. 

The notification also contains other important details such as syllabus, exam pattern, eligibility criteria, and so on. 

To know more details about the JAIIB notification, you can check out the link that is provided.     

Now, we will move on the next section, where I have covered the topic of exam dates for JAIIB in a systematic manner. 

JAIIB Exam Dates 2024

While the official notification containing JAIIB 2024 exam dates has been out.

In the table below, I have provided all the information about the JAIIB May 2024 exam dates:

Important eventsDates
Online Application Window05th March 2024 - 31st March 2024
Admit Card ReleaseTBA
Paper I - Indian Economy & Indian Financial System09th June 2024
Paper II - Principles & Practices of Banking16th June 2024
Paper III - Accounting & Financial Management for Bankers22nd June 2024
Paper IV - Retail Banking & Wealth Management 08th June 2024
Declaration of ResultTBA

JAIIB Eligibility Criteria 2024

The eligibility criteria s one of the most important aspects of the application process, therefore it is essential for the aspirants to check whether they are eligible for the exam before they begin their preparation.  

Decided by the IIBF, the candidates who wish the pass the JAIIB exam are required to meet the following criteria of educational qualification: 

    • The candidate must be a member of the IIBF, i.e., he/she must be an employee working in banking and finance sector.  
    • The candidate must have passed 12th standard examination or its equivalent in any discipline.  
    • If a candidate is from clerical or supervisory staff cadre in bank and has not passed 12th or its equivalent, he/she can be allowed to appear for the exam on discretion of the officer- in charge or Manager of the bank.  
    • The candidate from the sub ordinate staff of the bank is eligible to sit apply for the exam, provided he/ she has passed the 12th Standard or its equivalent.  

Number of Attempts and Time Limit 

While, there is no prescribed age limit for candidates to apply for JAIIB exam, the IIBF has allotted a fixed number of attempts and time limit for aspirants to qualify the exam.

A few important points regarding the same are mentioned as follows: 

    • The candidate shall be provided with 5 attempts and a time period of 3 years to pass the JAIIB exam, and whichever is earlier, shall be considered from the time the candidate registers for the exam the first time.  
    • If the candidate is unable to clear the examination within the specified time period of 3 years or with 5 attempts, then he/she will be required re-enroll themselves afresh if they wish to apply for the exam.  

You can check the JAIIB eligibility to know educational qualifications, number of attempts and specified time period for exam in detail.   

Now, let us discuss in brief on how to apply for IIBF JAIIB exam

JAIIB Apply Online 2024

The exam schedule for the JAIIB exam of May and October cycle 2024 has been announced. 

The online registration process for the JAIIB May 2024 cycle started on 05th March 2024 and the end date for the application has been extended till 31st March 2024. 

For JAIIB October 2024, the application procedure will start from 01st August 2024 and end on 21st August 2024. 

Filling the online application process is considered the first step towards the exam, hence it is imperative for candidates to ensure that they have provided correct details in the form.     

You can check the step-by-step process to fill the JAIIB application form for clearer understanding.   

Let us proceed to the next section to know about the exam pattern for JAIIB. 

JAIIB Exam Pattern 2024

For greater comprehension about the nature of JAIIB examination, it is imperative for aspirants to carefully look at the exam pattern of the same.  

To provide clearer understanding of the JAIIB exam pattern, I have mentioned the important details which are as follows: 

    • A total of 4 papers are given for the JAIIB examination.  
    • Each paper consists of 100 questions for a total of 100 marks.  
    • The time duration allotted to complete each paper is of 2 hours.  
    • There is no negative marking for attempting incorrect answers in the exam.  

You can go through the updated JAIIB exam pattern to understand the nature of the exam in a detailed manner.   

In the following section, I going to discuss with you an overview of the JAIIB syllabus.  

JAIIB Syllabus 2024

Knowing the syllabus thoroughly is the first and foremost towards preparing for any exam, and in case of JAIIB exam, it’s no different.  

It is of utmost significance for aspirants to have an in- depth understanding of the syllabus and to help you with that, I have provided information regarding the syllabus in brief.  

To begin with, there are 4 papers mentioned in the JAIIB syllabus. Each paper contains within itself modules which divide the topics into sections. The following are the papers for IIBF JAIIB exam: 

  1. Paper I – Indian Economy and Indian Financial System  
    • Module A- Indian Economic Architecture  
    • Module B – Economic Concepts related to Banking  
    • Module C – Indian Financial Architecture  
    • Module D – Financial Products and Services 
  2. Paper II – Principles and Practices of Banking  
    • Module A- General Banking Operations  
    • Module B – Functions of Banks  
    • Module C – Banking Technology 
    • Module D – Ethics in Banks and Financial Institutions 
  3. Paper III – Accounting and Financial Management for Bankers 
    • Module A – Accounting Principles and Processes 
    • Module B – Financial Statements and Core Banking Systems  
    • Module C – Financial Management  
    • Module D – Taxation and Fundamentals of Costing 
  4. Paper IV – Retail Banking and Wealth Management  
    • Module A – Retail Banking 
    • Module B – Retail Products and Recovery 
    • Module C – Support Services – Marketing of Banking Services/ Products 
    • Module D- Wealth Management 

To access the detailed JAIIB syllabus, you can check the provided link to the blog.  

In the subsequent section, I am going to provide my insights about booklist for JAIIB exam.

JAIIB Preparation Strategy

When it comes preparation for an examination like JAIIB, it becomes crucial for candidates to have detailed yet precise strategy to cover the syllabus comprehensively and ace the exam.  

Along with the determination and focus which is required to clear the exam, having comprehensive strategy helps in identification of your strengths and weaknesses, assessment of your preparation and overall readiness for the actual exam.  

In this section, I am discussing some of the tips that you must be make a part of your preparation strategy which are as follows: 

    • Start with the basics  
    • Selecting the right booklist 
    • Follow a dedicated study timetable 
    • Practice mock tests rigorously  
    • Analyze your performance thoroughly 

To know more in detail about the JAIIB Preparation strategy and Day wise study plan   which I have provided, you can click on the linked page. 

JAIIB Booklist

Referring to a reliable booklist is a very important aspect of an effective preparation strategy for JAIIB exam.  

To help the aspirants choose the right books, the website of IIBF has published a very concise booklist that will cover the syllabus for JAIIB in a comprehensive manner.  

As provided by the Institute, I have mentioned below the titles of the books for JAIIB syllabus: 

    • Indian Economy and Financial System 2024 – Macmillan Education 
    • Principles and Practices of Banking 2024 – Macmillan Education  
    • Accounting & Financial Management for Banker 2024 – Macmillan Education 

To access the comprehensive list of books for the exam, you can check the JAIIB recommended booklist.   

JAIIB Mock Tests

To achieve an accurate analysis of your preparation level, solving mock tests is a great technique to do so.  

For JAIIB examination, practicing an adequate number of mock tests provided on the IIBF website would help you in familiarizing with the exam pattern and to know the type of questions that are asked in the exam.  

In addition to this, there are following advantages that come with solving JAIIB mock tests for exam aspirants: 

    • Better understanding of the nature of the exam  
    • Analysis of strengths and weaknesses 
    • Provides assessment of your speed and accuracy 
    • Detailed solutions with simple explanations are given  
    • Are formulated by subject experts and mentors 
    • Updated as per latest exam pattern 

To know everything concerning the tests, you can check the JAIIB mock test published on the official website of IIBF.  

Now, that we discussed this topic, let us proceed to the section of admit card for JAIIB.  

JAIIB Admit Card 2023

One of the most significant verification documents that candidates are required to carry on the day of examination is the admit card.    

The admit card for the JAIIB May 2024 exam is expected to be released on the official website of IIBF 2- 3 weeks prior to the exam, which will commence on 25th May 2024. 

To help the candidates know how to access the admit card after its release, I provided below the steps to download the JAIIB admit card:   

Step 01: Visit the IIBF website and the click on “Examinations/ Courses”.    

Step 02: Click on “Admit card” and enter your Registration/Membership ID   

Step 03: Select the option of “Edit profile password”   

Step 04: Click on download and take a printout of the admit card 

You can go through the JAIIB admit card to know all the essential particulars with reference to this document. 

JAIIB Result

Latest update:The result for the JAIIB October cycle 2023 examination has been declared on 15th December 2023

The official result for JAIIB May cycle 2023 has been declared on 19th June 2023   

The results for JAIIB exam are announced by the IIBF on its website after successful commencement of the examination.  To get selected in the merit list, the candidates are required to meet the cut off marks for qualifying the exam.  

As mentioned earlier, the JAIIB exam is conducted twice in a year. After declaring the final result for JAIIB, the merit list containing the names of selected candidates gets released.  

To equip you with knowledge on how to check the JAIIB result, I have provided below the steps for the same: 

  • Visit the website of IIBF and select “Examinations/ Courses. 
  • Click on “Results/ Consolidated Marksheet”. 
  • Select the link of “Results for JAIIB exam” and enter your Registration/Membership ID along with password. 
  • Click on “Submit” and check your result. 

To know important details required for checking the result, you can refer to the JAIIB result page 

Now, that I have talked about JAIIB result, let’s move on to discuss the JAIIB exam centre. 

JAIIB Exam Centre 

The candidates are provided with the option of selecting their desired exam venue while applying for the IIBF JAIIB exam.  

However, the candidates must be careful while choosing their exam centre, as no request for changing the exam centre will be accepted, with exceptional cases like transfer aside.  

The details about the venue for examination are confirmed in the admit card of the candidate, which is released few days before the commencement of the exam.  

For information on total number of centres in various states, you can check the JAIIB exam centre list provided.  


This brings us to the end of this comprehensive but hopefully an informative blog. I have provided an overview of every section related to the JAIIB exam.

I hope that you find this detailed discussion on the JAIIB exam helpful in your understanding of it. Well, it’s time for me to bid you farewell.  

All the best!

CEO of Anujjindal.in

About Anuj Jindal


Anuj Jindal, the founder, is an ex-manager from SBI, with an M.Com from Delhi School of Economics. He also has a JRF in Commerce & Management and NET in HRM, along with more than 5 years of experience in the field of Education.

FAQs: JAIIB Complete Information

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    What is the full form of JAIIB?

    The full form of JAIIB stands for Junior Associate of the Indian Institute of Bankers. 

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    Who can apply for JAIIB 2024?

    Only candidates who are the members of the IIBF, i.e., who are working as employees in a bank, are eligible to apply for JAIIB exam. 

    To know more about the applicability of the exam in detail, you can click on the JAIIB eligibility requirements.

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    What are the benefits of clearing JAIIB?

    After qualifying the JAIIB exam, the selected candidates are entitled for the following benefits: 

    • Increments to their basic pay 
    • A list of allowances provided 
    • Early promotions in the career 
    • Additional roles and responsibilities 
    • Better knowledge about banking field 
  • image/svg+xml image/svg+xml
    What is the purpose behind conducting the JAIIB exam?

    The aim of the JAIIB examination is to provide basic knowledge to selected candidates about banking and financial services, banking technology, legal processes to ensure better execution of day-to-day banking operations.

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    The JAIIB Exam is associated with which sector?

    As the JAIIB has been introduced by the IIBF, it is an exam related to banking and financial sector 

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    What are the four compulsory papers of the JAIIB Exam?

    The JAIIB exam consists of 4 compulsory papers which are as follows: 

    • Paper I – Indian Economy and Indian Financial System 
    • Paper II – Principles and Practices of Banking 
    • Paper III – Accounting and Financial Management for Bankers 
    • Paper IV – Retail Banking and Wealth Management 
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    How many times in a year does JAIIB exam take place?

    The JAIIB examination is conducted twice in a year, usually in the month of May and October. 

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    What is the work profile after passing JAIIB?

    Depending on their job post in the bank, there are two distinct types of promotions in the work position for candidates after passing the exam: 

    Clerk Post

    • Bank professionals serving as clerks are promoted to the post of Probationary Officers (PO) with additional responsibilities 

    Officers Post 

    • Employees working as Probationary officer (PO) are either promoted to Managerial level or continue to remain on the same level with more functions and roles to perform.  
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    Is JAIIB exam easy to crack?

    While the JAIIB examination is not an easy exam to crack, however, with smart strategy and dedication it is possible to ace the exam.  

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    What is the in-hand salary of Bank clerk after passing the JAIIB?

    After clearing the JAIIB exam, the candidates serving as bank clerks are eligible for one increment to their basic salary, which makes it as follows:  

    • Rs 11, 765 + Rs 655 = Rs 12,420. 

     If you want to know more about the other aspects of the salary structure such as JAIIB allowances & perks, you can click on the linked page.  


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