RBI Grade B 2026 Preparation Strategy & Exam Analysis

Achieving success in clearing an exam greatly depends on how well you have prepared; it requires a structured, focused approach. 

To do well, you need a good plan! 

It’s not just about putting in hours of hard work but about working smart, staying disciplined, and keeping your goals in sight. A strategic plan is essential to overcoming the challenges that come your way.  

For that, looking at RBI Grade B previous exam papers is very helpful to get an idea of what kind of questions to expect.  

Analyzing these papers will show you where you stand and what you need to focus on to be fully prepared. To make things easier, I’ve also included the RBI Grade B analysis from 2024 and 2022 to help guide your study plan.

What is the best preparation strategy for RBI Grade B 2026?

If you are planning to prepare for the upcoming RBI Grade B Exam 2026, then you have come to the right place. In this section, I have mentioned in detail everything that you’d need to ace the exam. 

• Do go through the topics written below and implement them to your RBI Grade B preparations.  
• Also, I have also included detailed, time-bound, and subject-wise study plans for you.  
• The best thing about these study plans is that they are properly structured and effective for time management. 

Anyway, let us start with the most important RBI Grade B study plan:

How to Prepare with Anujjindal’s RBI Grade B Week-Wise Study Plan?

This is Anujjindal’s 12-month study plan will help you prepare for both Phase 1 and Phase 2 in a step-by-step way. I suggest that you can start with the RBI Phase 2 syllabus first which includes ESI, Finance, & Management, and then move to Phase 1 Quant, Reasoning, and English.

But if you feel weak in QRE, you can start with Phase 1 first since there is no fixed rule. Follow the funnel approach to start your preparation with broad concepts to details; 

• Start with the basics – Read or watch lessons to get an overall idea of the topics. Don’t worry about remembering every details for now. 
• Understand the main concepts – Identify the meaning behind the topics and try to understand what is this concept about. 
• Slowly move to brief details – Once you understand the basics, move to learning more in details, and analyse the topics deeply. 
• Connect facts to concepts – Try to link every fact with it’s concept because this will help you to recall what you’ve learnt during exams. 
• Revise multiple times – Focus on concepts in the first revision then pay more attention to specific details and tricky areas in the later revisions. 

Focus on concepts before facts, because once your concepts are clear, remembering facts becomes much easier. If you have around 8–10 months for preparation, you can follow this 12-month plan. 

Stick to trusted sources such as PIB 247 & RBI 247 for 8–12 months, Spotlight Magazine for 6–8 months. 

By following this simple plan, you can finish the syllabus on time, revise many times, and be ready for both Prelims and Mains. 

RBI Grade B Phase 1 Quant & Reasoning Study Plan

RBI Grade B Phase 1 English Study Plan

RBI Grade B Phase 2 Management Study Plan

RBI Grade B Phase 2 Finance Study Plan

RBI Grade B Phase 2 Economic & Social Issues Study Plan

Throughout this strategic approach, I would suggest that you stay updated with the exam dates for the upcoming RBI Grade B Exams. For your convenience, I have linked the respective section above.

What Are the Important Current Affairs Topics for RBI Grade B?

If you are just reading daily news, it is not enough as you need a proper plan to cover all the topics, latest updates, then revise them and keep a record of important schemes & events.  

I have provided a topic-wise list of Current Affairs, including Annual Reports, Annual Surveys such as Union Budget, Economic Survey and more. The table below gives you important Current Affairs topics in an organized manner:   

If you are preparing for the RBI Grade B exam but you have no knowledge about what is RBI, what are it’s functions and on what basis do they conduct exams; then you can check out the RBI complete information page provided here. 

How should you prepare Government Schemes for RBI Grade B 2026?

For Government Surveys, you will find chapters like Ministry of Finance, Ministry of Home Affairs, Ministry of Law & Justice etc. I have provided a weekly planner for government schemes in the table below. 

Now that you have a clear mind map to prepare for Current Affairs and Government Schemes, all you need now is consistency. These are often underestimated but it plays a major role in boosting your overall score. 

You can take a look at the RBI Grade B Officer salary & other perks.  

What Should Be the RBI Grade B Study Sequence?

1. Take Initial Mock Tests: When you start with your preparation, take at least 3 mocks of both Phase 1 and 2 to identify your strong and weak areas. Scores < 50% shall be considered weak. 

2. Arrange Subjects by Category: Categorize subjects falling under strong and weak categories, after carefully evaluating the subjects in which you are strong in and the ones where you need improvement. 

3. Create a Study Timeline: 

• You should plan a study timeline, i.e., divide your preparation time into week-wise phases. 
• Pick out 2 subjects at a time, one that you are strong at, and another you are weak at. You can also use the timetable given by me below. It is divided into morning and evening shifts. 

4. Brush Up on Current Affairs: 

• You can make use of ‘Spotlight’, ‘PIB Current Affairs’, and ‘Finance Current Affairs’ to study current affairs. 
• If you have limited time, start with current affairs when you are done with at least 50% of your syllabus. 
• Do not begin your preparation with the current affair. 

5. Practice Tests:

• Once you’ve done with your learning part, give a weekly subject-wise practice test to identify if you are facing difficulty in what you’ve studied in the previous week. 
• Take up mock tests of the entire topic completely after you’ve studied it thoroughly. 

6. Revision: 

• It is important to revise the topics so that you can recall them before the exam.  
• Revise current affairs and important topics of the syllabus weekly. 

7. Typing Practice: You should attempt a descriptive writing test of Phase 2 FM, ESI and Essay every week to improve your typing skills. 

At this point, I would suggest that you guys should be absolutely thorough with the updated RBI Grade B Syllabus.

What are Important Techniques for RBI Grade B preparation?

1. Prepare your Daily Schedule: Have the schedule for your day prepared before leaving your bed in the morning and stick to it as steadfastly as you can. 

2. Revision Schedule: Revise either daily or weekly, depending on your timetable. Working aspirants can follow a weekly revision schedule and students can follow a daily revision schedule. 

3. Analyse Past Year Papers: You should review past year papers diligently. Doing so would help you to list the important static parts of the subjects and shed light on the shifting trends/changing patterns. 

4. Self-Assessment: 

• Be sure to observe yourself, as you are the best guide of yourself. 
• You must know where you lack and how much time you need to devote to a topic. 

5. Focus on Current Affairs Magazines: 

• • Don’t devote too much time on reading newspapers. Current affairs magazines are more helpful before the interview. Argumentation and opinions help in the interview stage more. 
  • You can rely on monthly magazines for Phase 1 and Phase 2. 

6. Last-Minute Rush: Avoid last-minute hustles for important tasks such as filling your application form, downloading your admit card, etc. 

Know how to fill your online application to avoid silly mistakes. 

What is the right approach to attempting mocks for RBI Grade B?

1. Solving Mocks Every Week: 

• Practicing mocks every week is very important.  
• Mocks can be sectional or comprehensive, depending on the stage of your preparation.  
• Start with sectional tests using my RBI Grade B Phase 1 and Phase 2 sectional mock tests.  
• When the examination is 1 month away, you can begin comprehensive mocks. 

2. Enhancing Time Management: Sectional and comprehensive tests help by improving time management skills of the aspirant. 

3. Analysis of Mock:  

• Mock analysis is as important as the mocks themselves.  
• You can analyze mocks by dividing your answers into three parts: correct, incorrect, and not answered.  
• Focus on questions that you got correct by chance and those you got wrong due to silly mistakes. 

4. Elimination Method:

• Work on the elimination technique to score higher and enhance your accuracy.  
• Under the elimination method, you eliminate all options that you identify as wrong, illogical, and contradictory before finalizing your answer choice.   
• While it’s more time-consuming, it’s generally more accurate.  

Note: Elimination is not always an effective strategy in Quant and Reasoning. If you’ve solved a question properly, there’s no need to apply elimination techniques. 

If you want to track your progress and improve your performance, Attempts free Mock Tests with detailed analytics here. 

What are the Do’s and Don’ts for RBI Grade B 2026 Preparation?

Here’s a list of essential do’s and don’ts to help you stay focused and manage time effectively.

Do’s: 

• Stop Overthinking and Start Action: Don’t let self-doubt lead to procrastination. Take immediate action based on the study plan you’ve created. 
• Study Wisely: Instead of just memorizing, make sure you understand the concepts. Exams need both facts and clear understanding. 
• Limit Your Sources of Study: Stick to a few trusted study materials. Don’t get caught up in constantly looking for new books or resources. Time is limited, so focus on what works for you. 
• Practice Mock Tests: Practice aptitude mock tests regularly to improve your mental ability, comprehension, and logical reasoning. Remember, clearing the CSAT is crucial to move on to the GS paper. 
• Manage Your Time Well: Avoid wasting time on unnecessary discussions or distractions. Stay away from negative influences, and follow a balanced routine: Eat, Sleep, Study, and Meditate. 
• Listen to Your Instincts: During your preparation and the exam, listen to your inner sense. Your intuition can guide you towards the right answers. 
• Solve Current Affairs: Make a habit of solving questions and quizzes for 1 hour per day. You can do it in the morning before you start studying or in the evening. Take one week in the month to solve only current affairs, and do not start studying any new topics.
• Answer Writing Practice: Do not wait to finish the complete syllabus first and then write answers, you have to start practicing answer writing topic-wise while you are studying the chapters. 

Don’ts:  

• Avoid Distractions like Social Media: 
• Stay away from time-consuming platforms like Facebook, Instagram or social networking sites.   
• Avoid entertainment sources (Web series, etc.) that can divert your attention.  
• Don’t Use Your Phone While Studying:  
• Phones are distracting and not meant for studying.  
• If you don’t have a laptop, use an old one or a desktop, and keep your phone in another room or in a drawer to avoid distractions.  
• Balance Current Affairs and Subject Syllabus:  
• Do not skip studying syllabus like ESI, Finance, or Reasoning just to focus on Current Affairs.  
• Manage your time so that you can give a enough time to cover syllabus and current affairs both. 

These were the important points to remember while preparing for the RBI Grade B exam.

Now, let’s take a look at the day-wise study plan I’ve created for you in the form of a table. Before diving into it, let’s go over some important tips that will help you make the most of the study plan. 

What are the Best RBI Grade B Preparation Tips for Interview?

1. Go through your resume: For the interview, prepare everything that you have written in your bio-data. During the Interview, a lot of questions will be asked related to the details you have filled in your bio- data form. Hence, be true to what you have written and present your answers accordingly. 

2. Know all about RBI: Study meticulously important documents such as RBI Circulars, FSR, and other reports to stay updated with the latest news. Also, your knowledge of RBI as an institution and the job profile of the RBI Grade B officers will also be assessed.

3. Cover Current Affairs thoroughly: Read newspapers such as The Hindu or The Economic Times to stay updated with current affairs related to banking, finance and economics. 

4. Organize all important documents: Ensure you have all your necessary documents ready with you during the Interview. It is important to carry these documents to ensure a smooth and successful start to your interview. 

5. Improve upon your communication skills: Take 2-3 Mock Interviews to assess your personality, facial expressions, dress code, and body posture while practicing your answers. For that, work on your communication and interpersonal skills to improve confidence.  

6. Prioritize Important Areas: Focus on important topics such as Inflation, Repo Rates, Financial Inclusion as questions are often asked from these in the RBI interview.  

How can RBI Grade B Toppers’ Interviews help your Preparation?

To help with your RBI Grade B Interview preparation, I’ve brought together interviews from past successful candidates who were once my students. These are those who not only passed but also succeeded in the examination. 

You can watch their interviews to get useful tips and hear about their experiences. We’ve also shared videos of their RBI interview preparation strategies below to help you plan your own approach.  

Now, I’m talking about the RBI Grade B Exam Analysis. Exam Analysis holds a very important key to your selection because it helps you identify the areas from which questions are regularly framed and you also get to know the level of questions asked.

So, without wasting any time let’s move on to the RBI Grade B Exam Analysis of the previous year papers.

RBI Grade B Exam Analysis

By doing a thorough analysis, you’ll not only know how prepared you are but also what additional efforts are needed to guarantee success. This approach will also help you in your preparation for the RBI Grade B exam 2026. 

But before we head to the exam analysis, I am providing you the link to access and download RBI Grade B previous years’ papers (2023 – 2025). 

So, let’s begin with the RBI Grade B exam analysis of the year 2026. 

RBI Grade B 2026 Phase 01 Exam Analysis

The RBI Grade B Phase 1 2026 exam was conducted on 13th June 2026. Multiple aspects of this examination were unexpected, such as the difficulty level was easy to moderate, RBI-specific questions were fewer, and Static GK came in after time. 

The paper is getting shorter in questions but wider in area of coverage; this section will help you understand that with more clarity to have realistic expectations on cut-offs or preparation strategy for the next exam cycle.

You can check the table below to get an overview of the exam pattern of RBI Grade B 2026 Phase-1:  

RBI Grade B 2026 Exam Analysis for Phase 1: Section-wise

Let us go through each subject to understand these topics to analyze the difficulty level of the exam section-wise.

1. RBI Grade B exam analysis 2026: Reasoning Ability 

• All 5 puzzle types (box, floor, row, circular) were predictable and IBPS pattern-based. 
• Critical Reasoning had 11 questions with 7-8 doable ones.
• Inequalities and Syllogism were direct and easy; 
• other sections were time consuming, which means only focused candidates could score well.  

2. RBI Grade B exam analysis 2026: Quantitative Aptitude 

• Quadratic Equations from last year were replaced by Simplification & Approximation.
• Arithmetic questions were slightly lengthy, and two out of three DI sets were doable.
• Simple interest-based questions also came in the exam after a long time. 

3. RBI Grade B exam analysis 2026: English Language

• Easier than last year with new question types – “Correct Beginning of Statement”. 
• These questions were a bit lengthy; RC was slightly tricky, While Idioms, Sentence Reshuffle, Double Fillers, and Error Detection remained predictable. This makes the focus of this section on accuracy over speed here. 

4. RBI Grade B exam analysis 2026: General Awareness

• The number of questions regarding Current GA and Static GK, was significantly higher than RBI Notifications, Schemes, and Reports’ questions.
•  Current Affairs questions were mostly from March–May 2026, with a one-liner format. 

RBI Grade B 2026 General Awareness Question asked in the exam

Below are a few examples of questions asked from multiple areas in the General Awareness section of the RBI Grade B 2026 Prelims examination. 

Spotlight Current Affairs: 

• Prime Minister Narendra Modi was recently conferred with the “Grand Cross of the Royal Norwegian Order of Merit” at ________. 
• India signed the Comprehensive Economic Partnership Agreement (CEPA) in December 2025 with which country? 
• Which Indian state is home to the first underwater museum in the country? 

Finance Current Affairs: 

• Which bank in April 2026 signed a MoU with GEM portal to strengthen financial access for sellers? 
• As per the Income-tax Rules, 2026, which form has been renumbered as Form 130? 
• The Reserve Bank of India (Reserve Bank of India) launched “Mission Saksham” in April 2026 to enhance managerial and operational capabilities, compliance culture, and institutional resilience across which category of banks? 

Reports / Indices / Surveys / Commissions: 

• Who is the Chairman of the 16th Finance Commission of India? 
• The report “Moving Towards Effective City Governments: A Framework for Million-Plus Cities” was released by which organization? 

Government Schemes / Programs: 

• In the Government of India’s digital maternal healthcare platform “JANANI”, what does the letter “J” stand for? 
• Which of the following schemes is aimed at improving rural connectivity in India? 

Sports: 

• R Vaishali won the 2026 FIDE Women’s Candidates Tournament held in Cyprus. Kateryna Lagno, whom she defeated in the tournament, represents which country? 

Static GK (History, Geography, Polity, Economy, Banking Static, Environment, Misc.): 

• Regular soil is also commonly known as: 
• Which President of India also served as President of the Indian National Congress during the freedom struggle? 
• Which of the following statements is not true about the Mughal Empire? 
• 4. What is the minimum transaction amount prescribed for RTGS (Real Time Gross Settlement) transactions in India? 
• Which of the following are recognized biodiversity hotspots in India? 

RBI Grade B 2025 Exam Analysis for Phase 1 

RBI Grade B prelims exam was conducted on October 18, 2025, and this section provides a detailed overview of that examination, covering section-wise difficulty level, number of questions asked, important topics, and overall exam experience.  

This analysis is prepared based on student feedback and memory-based reviews collected after the exam and serves as a useful resource for aspirants preparing for upcoming RBI Grade B examinations conducted by the Reserve Bank of India. 

RBI Grade B 2025 Exam Analysis for Phase 1: Section-wise 

As clearly established, there were four sections in this paper, so let’s take a more detailed look at individual tables for each subject’s topics for better analysis. 

RBI Grade B 2025 General Awareness Question asked in the exam

Below are a few examples of questions asked from multiple areas in the General Awareness section of the RBI Grade B 2026 Prelims examination. 

The General Awareness section of RBI Grade B 2025 was easier if compared to the previous year’s paper. A major part was from September & October 2025 spotlight magazines and PIB. I have a few examples of the questions below for your better analysis. 

Q1. Which are all member countries of EFTA?

Q2. Which country has more than one capital?

Q3. How many are the strategic pillars of RBI’s Free-AI frameworks?

Q4. Launch date of CSR?

Q5. First state to Sponsor women under SHG?

Usually, this section of the paper relies heavily on current affairs, but this year the pattern included Geography, History, and Static General Knowledge. 

RBI Grade B 2025 Exam Analysis for Phase 2

The examination for RBI Grade B 2025 Phase 2 was conducted on 06th December 2025. 

This section consists of a detailed analysis of the RBI Grade B 2025 Phase 2 paper. This analysis will help students who appeared for the RBI Grade B Phase 2 exam understand their performance and evaluate the paper.

It will also be useful for aspirants who want to understand the level and pattern of Phase 2, especially those preparing for the upcoming RBI Grade B examination cycle. 

Economic and Social Issues (ESI) Paper Analysis:

The ESI objective section was mainly focused on government schemes and passage-based questions. 

• Government scheme-based questions had a major share in the objective section. 
• Reports were given more importance than expected, making them an important area for preparation. 
• Two new question formats were introduced: 
• Hypothetical case studies where students had to connect a given situation with the relevant government scheme. 
• Paragraph-based questions with underlined statements where students had to identify factual errors. 

Overall, the paper showed a clear shift towards application-based questions rather than direct concept-based questions from the syllabus. 

10-Mark Questions 

1. Key points of the latest MPC Meeting (RBI, October 2025) 
2. Sustainable Development Report — poverty reduction, economic growth, and environmental sustainability, how to move them together? 
3. Beijing Declaration for Women Empowerment — its six priority pillars 

15-Mark Questions 

1. Multiculturalism and Democracy — the relationship between the two, contributions and challenges of multiculturalism 
2. Global Risk Report – 2025 
3. World Development Report – 2025 

Objective Questions 

1. Government scheme-based questions  
2. Different case studies to identify schemes from hypothetical case studies. 
3. Finance current questions on SIF. 

Finance & Management (F&M) Paper Analysis 

The F&M paper had many finance current affairs and RBI 247 questions in descriptive format while the objective section had a few accounting and balance sheet questions.  

Similarly, there were some Multiculturalism questions after roughly a decade, along with other frequently asked questions. 

10-Mark Questions 

1. What is RBI’s role in market regulation? 
2. AI risks, challenges, and ethical standards related to artificial intelligence 
3. Explain the terminologies of the Budget. 
4. How does Monetary and Fiscal Policy play a role in economic growth and controlling inflation? 

15-Mark Questions 

1. Advantages of non-verbal communication and link between Non-Verbal Communication, Leadership, and Organisational Culture. 
2. Discuss about capital markets. What steps are taken by SEBI for development of capital markets? 
3. Why employees resist organization change. What approach can be taken by management to deal with such changes? 

Objective Questions 

1. NAFID — approximately 3 questions (6 marks); has appeared regularly across recent exams 
2. NDS-OM — straightforward, standard topic 
3. Qualified Institutional Buyers (QIB) — three factual/data-based statements given; current affairs linked 
4. Balance sheet and financial ratios — 3 questions for 6 marks (unexpected return after years of absence) 

English Descriptive Paper Analysis:

The English paper was challenging this year except candidates with prior science background. The reading comprehension section was filled with science questions; précis had data-dense questions, and Essay had multiple areas. 

Essay (40 Marks — 600 words, 4 options, write 1) 

1. Push and pull of education vs. experience — how can organizations effectively connect the younger generation with older employees? 
2. India’s SDG 2030 target of reducing carbon emissions by 45% — what steps should be taken and what are the challenges? 
3. Shift in advertising from traditional billboards to digital billboards — role of technological change in media 
4. Are startups from Western countries relevant for developing countries like India? 

Précis Writing (30 Marks) 

1. Amazon Rainforest — how climate change is affecting the ecosystem and river ecology of the Amazon; based on a report; described as data-heavy and factual, making précis structure difficult for students 

Reading Comprehension (30 Marks) 

1. Osmosis and Reverse Osmosis — how Japan is using pyroelectric plants to generate electricity; technical and science-based, making it difficult for non-science students 

RBI Grade B 2024 Exam Analysis for Phase 1

The exam for RBI Grade B 2024 Phase 1 commenced on 8th September 2024 successfully, it was held in two shifts: Morning and Afternoon.   

While the questions asked were different in these two shifts, there was no change in the exam pattern. With the idea of exam pattern being clear to you, let us check the difficulty level of both the shifts of the Phase I exam.  

With the purpose to provide in depth explanation of the RBI Grade B 2024 exam, I have discussed in detail the section – wise analysis of the Phase I exam.  

RBI Grade B 2024 Exam Analysis for Phase 1: Section-wise

As mentioned earlier, the Phase I examination has four sections:

• English Language 
• Quantitative Aptitude  
• Reasoning Ability 
• General Awareness.  

Let us go through each of these topics to analyze the difficulty level of the exam section – wise.

RBI Reasoning Ability and Quantitative Aptitude exam analysis

1. Quantitative Aptitude – Talking about the Quantitative Aptitude, it is generally tough compared to other sections with questions given from topics such as Data Interpretation, Number series, and Arithmetic problems.  

2. Logical Reasoning – The section of Logical Reasoning is analytical in nature and takes time to solve. If we talk about the overall level of reasoning was moderated.

3. English language – The questions in the section of English language are asked from topics such Reading Comprehension, fill in the blanks and sentence rearrangement etc. The questions in the section of English language were lengthy, it was difficult to attempt all the questions and score in English. 

In the table below, I have listed all the topics along with the number of questions asked in the Quant, Reasoning and  English section of RBI Grade B Phase I: 

Quantitative Aptitude –

• To start with the topic of Data Interpretation, the questions were asked in the form a table, pie – chart and a puzzle which were lengthier to solve compared to previous years.   
• The problems given in the arithmetic section were based on Mensuration, Profit & Loss, Age problems, Mixture allegations and Algebra.  
• While the questions from Quadratic Equations and Number series were easy, the overall difficulty level of the exam was moderate to tough. 

English Language – Given the simple nature of the questions in English Language, the overall level of this section was easy to moderate. 

Reasoning – The highest number of questions are asked from the topics from Seating arrangement and puzzle. In this year’s paper, the questions were lengthy and were given in the following types of puzzles and seating arrangements: 

• Floor and flat based puzzle 
• Selection based puzzle 
• Year and age-based puzzle 
• Linear – based seating arrangement 
• 2 parallel rows with 5 people sitting in each 
• Square – based sitting arrangement 

For logical reasoning, as not many questions could have been done within the specified time limit, the overall level of the section this year ranges from moderate to difficult.  

General Awareness was easy and to help you recall the questions asked in the section, I have listed down below a few questions asked in the General Awareness section from both the shifts combined.   

• Mark Rutte who will assume the charge of secretary general of NATO, belongs to which country.  
• Which of the following countries are UNFCCC troika? 
• RBI has proposed to increase the UPI limits for tax payments from 1 lakh to? 
• Which country has filed the maximum number of patents in Gen AI?  
• How much financial assistance government will provide for PMAY-U? 
• Abhinav Bindra won gold medal in which Olympics? 
• Statement based question based on MUDRA Yojana. 

The level of the questions asked in G.A. was not very difficult which makes it rank between easy to moderate.   

Apart from static GK, a great number of questions came from economy subject and current affairs, especially from PIB news and Govt. Schemes.    

Now, with the discussion on this section over, we have come to an end of Phase 01 analysis of RBI Grade B 2024 exam.   

Let’s proceed to discuss in detail the exam analysis for RBI Grade B Phase 2 2024. 

RBI Grade B 2023 Exam Analysis for Phase 2

The examination for RBI Grade B 2023 Phase 2 was conducted on 30th July 2023. 

Ongoing with the general trend, there was no change in the exam pattern as the questions were asked from three sections of Economic and Social Issues (Paper1), English descriptive (Paper 2) and Finance and Management (Paper 3)  

To explain it in simple terms, I have provided below the table for RBI Grade B exam pattern 2023:  

After a thorough analysis, the overall difficulty level can be said to be Moderate to Difficult.

To provide you a complete idea about the difficulty level of the examination, you can check subject- wise difficulty level of RBI Grade B Mains 2023 given in the table below: 

After going through the table above I hope you got a broad picture of the overall exam difficulty level. Now, let us proceed to discuss further in detail about exam analysis for each paper. 

Economic and Social Issues (ESI) Paper Analysis:

To begin with ESI section in RBI Grade B 2023, it was tough in terms on the difficulty level of the questions.   

• In general, the questions asked in this year paper were lengthy, more analytical and time – consuming for the candidates to solve.  
• A comprehensive coverage of PIB 247, Government schemes, Daily Current Affairs, Spotlight and Static portion of ESI provided on my YouTube channel would have been a lot beneficial for aspirants who have referred to these for their exam preparation.  

To provide you an example of type of questions given in the paper, I have provided few questions asked in the ESI section below: 

Descriptive Questions asked in the ESI Paper

15 Markers

• In the light of RBI’s report on currency and finance FY 2022- 2023, explain  
• Macroeconomic effect of climate change 
• 3 landmark global collaborations on climate change 
• World bank has released its World Development Report 2023: Migrants, Refugees and Societies. Discuss key recommendations for the countries given in the report. 

10 Markers

• Explain any 3 schemes of the government of India working towards employment generation and poverty alleviation.  
• Direct and indirect monetary policy measures and briefly explain at least 8 of them.  

Objective Questions asked in the ESI Paper

The following is an example of passage- based question given in the paper: 

Question (1-4). X mission was launched by Hon’ble Prime Minister Narendra Modi on 20 October 2022 at Kevadia, Gujarat. X focuses on bringing about behaviour changes in individuals for combatting climate change. Its objective is a global movement for transitioning from a model of destructive and mindless consumption to deliberate and mindful utilization of resources. Ministry of Environment, Forest and Climate Change is the nodal ministry for national-level coordination and implementation of this Mission.  

Q1. Identify X Mission mentioned in the above passage 
Q2. The above X Mission was announced by Prime Minister at which of the following event? 
Q3. Which of the following is not amongst seven categories of X Mission? 
Q4. X Mission has three Phases. Match the correct pair.

Finance & Management (F&M) Paper Analysis:

Talking about the difficulty level for the section, the paper for Finance and Management was fairly easy.  

• The questions for Finance and Management section came mostly from static portion rather than current affairs.  
• As questions asked in basic in nature, F&M paper was easygoing and simple for candidates to solve compared to the section of ESI.

You can check the section below to get an overall idea of the type of questions asked in F&M paper in the RBI Grade B 2023 exam:

Descriptive Questions asked in the FM Paper:

15 Markers 

• Explain in detail, RBI’s Retail Direct Scheme including the scope, applicability, charges, fees, etc.  
• Explain the Big 5 Model of personality. What are other traits of personality affecting Organization Behaviour? 

10 Markers 

• What is Code of Conduct? How it is implemented in the organization? 
• Describe ONDC. How it will impact companies like Amazon, Flipkart, Walmart, etc.  

Objective Questions asked in the FM Paper 

2 Markers 

• 5 questions on Corporate Governance  
• 3 application-based questions on motivation theories 
• 2 questions on organizational behaviour 
• 5 questions on example – based communication topic 
• 5 questions on Financial Inclusion 

Here is an example of the passage – based question asked in FM Paper: 

Question (1-5).  Government initiated X scheme in August 2014 to provide universal banking services for every unbanked household, based on the guiding principles of banking the unbanked, securing the unsecured, funding the unfunded and serving un-served and under-served areas. PMJJBY is a Government-backed Life insurance scheme in India. In order to avail of the benefits offered by the Pradhan Mantri Jeevan Jyoti Bima Yojana policy, it is mandatory to link your Aadhaar Card to the participatory bank account. 

Q1. Based on the above passage, identify the Scheme that has been launched on 15th August, 2014? 
Q2. What is the life insurance limit under PMJJBY? 
Q3. What is the age limit in the PMJJBY? 

1 Marker 

• The NaBFID Act, 2021 has been set up as a Development Financial Institution (DFI) to support the development of which part of the economy? 
• What is the maximum limit that a resident individual can freely remit per financial year under the Liberalized Remittance Scheme? 

To access the detailed discussion on the Finance and Management section. 

English Descriptive Paper Analysis:

The paper for English descriptive is provided to test the candidate’s proficiency in the language which include the writing skills as well as reading comprehension.  

• The exam structure of the English Paper is divided into 3 segments- Essay writing, Precis writing and Reading Comprehension. 
• Since questions asked were analytical and lengthier, the English Descriptive Paper was moderate in terms of difficulty level.  

To help you provide an overview of the questions asked, I have provided a few questions down below: 

Essay 

• There is an immense need of multi-linguistic social media account for businesses 
• Economic Impacts of climate change on developing countries 
• What is social media recruitment? What are its advantages and disadvantages 
• In every organization, especially in this modern day and age, employees focus on personal value and purpose in the organizations. Suggest ways/measures for organizational culture in this regard.

Precis Writing 

• For Precis writing, the candidates were asked to write on the topic of Gender Equality and AI.  

Reading Comprehension 

For the passage provided in English descriptive, the following questions were asked: 

• What is the author’s view on corporate’s increasing prices when the supply falls short? 
• The author sympathized with ECB president. Why? 
• Greedflation is the secondary cause of inflation. What is the primary cause and what are the author’s views on this? 

Now, let’s get to the section-wise analysis of the RBI Grade B 2022 Phase 1 exam.