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RBI Grade B 2024 Preparation Strategy & Exam Analysis

Topics Covered: RBI Grade B Preparation Strategy, Study Sequence, Important Techniques, Approach to Mocks, DOs & Don’ts, Day-Wise Study Plan, Phase 1 – Quant Reasoning & English Study Plan, Phase 2 – FM & ESI Study Plan, Exam Analysis of Phase 1 and Phase 2 from 2022 – 2023

Achieving success in clearing an exam greatly depends on how well you have prepared for it. This holds true for aspirants aiming to prepare for exam like RBI Grade B. 

And so, when you have decided to appear for this exam, realize the fact this journey requires you to be dedicated, smart and hard- working. 

Having said that, if you devise a well – rounded preparation strategy which includes a time-bound & disciplined study plan, analyze the papers of the past years and ensure to cover syllabus in a comprehensive manner, then I can say you are on the right track to clear the exam! 

However, ticking all these right boxes can take up a lot of your time and efforts.

And so, to help you enhance your preparation within a limited amount of time, in this section I will discuss all the key aspects of the RBI Grade B preparation strategy.

This includes the important techniques to prepare for the exam, how to approach mock tests, important dos and don’ts relating to your preparation, and a day-wise study plan. 

Also, if you carefully analyze the previous exam papers, as you will become familiar with type of questions that are asked in the papers and get an overall idea of the difficulty level of the exam.

And so, performing exam analysis of RBI Grade B papers forms an essential aspect of preparation process.  

To help you with that, I have also provided RBI Grade B analysis of 2023 & 2022.

Table of Content – RBI Grade B Preparation Strategy & Exam Analysis

Preparation Strategy: RBI Grade B Phase 1 & 2

If you are planning for prepare for the upcoming RBI Grade B 2024, then you have come to the right place!

In this section I have mentioned in detail, everything that you’d be needing to ace the RBI Grade B exam with flying colors. Do go through the topics written below as thoroughly as possible and implement them to your RBI Grade B preparations.

I have also included detailed, time-bound, and subject-wise study plans for you, so that you can schedule your study accordingly. The best thing about these study plans is that they are extremely easy to understand and are in a tabulated format.

Anyway, let us start with the most important topics related to the RBI Grade B preparation:

Study Sequence

1. When you start with your preparation, take at least 3 mocks of both Phase 1 and 2 to identify your strong and weak areas. Scores < 50% shall be considered weak.

2. Categorize subjects falling under strong and weak categories, after carefully evaluating which of them you are strong in and which of them you are weak in. Be honest.

3. Next, you should Create a Study Timeline, I.e., Divide your preparation time into week-wise phases. Pick out 2 subjects at a time, one that you are strong at, and another you are weak at. You can also use the timetable given by me below. It is divided into morning and evening shifts.

4. Brush up on Current Affairs: You can make use of ‘Spotlight’, ‘PIB Current Affairs’, and ‘Finance Current Affairs’ to study current affairs. If you have limited time, start with current affairs when you are done with at-least 50% of your syllabus. Do not begin your preparation with the current affair.

5. Practice Writing: Attempt a test of Phase 2 FM or ESI and Essay every week to improve your writing skills.

At this point, I would suggest that you guys should be absolutely thorough with the updated RBI Grade B Syllabus.

Important Techniques

1. Have the schedule for your day prepared before leaving the bed in the morning and stick to it as steadfastly as you can.

2. Revise either daily or weekly, depending on your timetable. Working aspirants can follow weekly revision schedule and students can follow a daily revision schedule.

3. You should analyze past year papers diligently. Doing so would help you to list the important static parts of the subjects and shed light on the shifting trends/changing patterns.

4. Carry out a Self-Assessment every once in a while: Be sure to observe yourself, as you are the best guide of yourself. You must know where you lack and how much time you need to devote to a topic.

5. Don’t devote too much time on reading newspaper. Current affairs magazines are more helpful before interview. Argumentation and opinions help in the interview stage more. You can rely on monthly magazines for Phase 1 and Phase 2.

6. Avoid last minute hustles for important tasks such as filling your application form, downloading your admit card, etc.

Know how to fill your online application to avoid silly mistakes.

Approach to mocks

1. Writing mocks every week is very important. Mocks can be sectional or comprehensive, depending on the stage of your preparation. You can start with sectional tests by using my RBI Grade B Phase 1 and Phase 2 sectional mock tests. When the examination is 1 month away, you can begin comprehensive mocks.

2. Sectional as well as comprehensive tests help by improving time management skills of the aspirant.

3. Mock analysis is as important as mocks itself. You can analyse mocks by dividing your answers into 3 parts- correct, incorrect and not answered. You need to work on questions that got correct by fluke and the answers that got wrong due to silly mistakes. Try to minimize these two.

4. Work on elimination technique to score higher and also enhance your accuracy. Under elimination, you eliminate all options before finalizing your answer choice. It is certainly more time consuming but more accurate as well. (Elimination is not always successful in quant and reasoning. If you have arrived at the right answer by solving a question, no need to apply elimination)

Attempts free Mock Tests with detailed analytics here.

Do’s and Don’ts

1. Stop overthinking and start action: Having too many self- doubts in the beginning can result in procrastination. Therefore, immediately start action on study plan you have created. 

2. Cramming Wisely: Question papers have become a mix of concepts and facts – this needs a holistic approach wherein you are cramming and understanding concepts together.

3. Limited your Sources of study: Sources are like old friends that are always there to help you in the time of need. You do not need to read from new books, decide on a few and stick to them, besides you won’t have the time to go through new books.

4. Practice on as many Aptitude tests as you can: Remember to practice Aptitude mock test as often as you can. GS paper will be evaluated only if you clear CSAT by getting 33% or 66 marks. Do not forget to cover aspects like mental ability, comprehension, and logical reasoning while taking aptitude tests.

5. Manage your time well: Make sure to not spend much of your time and energy on useless talks and discussions. Stay away from stressful people and Eat, Sleep, Study & Meditate for better results.

6. Listen to your instincts: It is very important to follow your intuition while preparing as it will also prove while solving the actual exam. 

7. Stay away from things like Facebook, Instagram, or entertainment sources like Web series or other social media platform which can distract you.

8. Do not use your phone while studying. If you don’t have a laptop, get an old laptop or desktop. Phones aren’t meant to study. Keep your phone in another room or in a drawer while studying. This is rule 101.

Those were all the important points for you to keep in mind while preparing for the RBI Grade B exam.

Now let’s look at the Day-wise study plan that I have made for you in the form of tables, but before that, let us go through some important points that will help you understand the study plan better.

RBI Grade B Preparation Tips for Interview 

  • Go through your resume: Read your bio- data carefully so that you do not miss anything. During the Interview, a lot of questions will be asked related to the details you have filled in your bio- data form. Hence, be true to what you have written and present your answers accordingly. 
  • Know all about RBI: Be well – prepared for questions that can be asked related to RBI as an institution and the job profile of the RBI Grade B officers as those candidates are best – suited who understand the organization’s needs and demands.  
  • Cover Current Affairs thoroughly: Be thorough with current affairs related to banking, finance and economics. This will help you be more confident while answering questions related to General Awareness. 
  • Organize all important documents: Make sure you have all your documents with you during the Interview as failing to carry these documents you will not be allowed to enter the Interview Hall.  
  • Improve upon your communication skills: To present your answers in a confident yet professional manner, it is important for you to work on your communication and interpersonal skills. Keep a check on your facial expressions and body posture while practicing your answers. 
  • Be properly dressed: It is important to make sure that you are properly dressed for your RBI Grade B interview, hence maintain professional dress code before entering the premises. 

Day-Wise Study Plan

1. The plan has been divided into 3 parts- Phase 1 Quant, Reasoning, and English; Phase 2 Economic and Social Issues; Phase 2 Finance & Management. Based on your priority, you can pick up any one of the 3 parts.

2. If you have more than 4 months in hand for your prep, it is advisable to check the 8 – month study plan which has been provided below and start with the Phase 2 F&M plan, followed by Phase 2 ESI, and finally Phase 1 QRE. However, there isn’t any hard and fast rule for it. You can also start with Phase 1 QRE if you feel that you are very weak in the same.

3. Pick up a maximum of 2 subjects in one day, as described in the study plan. Do not pick up more than 2 subjects at one point.

4. If you are a working aspirant, you need to divide your studies into 2 slots – morning and evening. Get up before other aspirants and start your day with the morning targets provided in the below study plan. Try to leave your office by 6 PM, come back home and sleep for 1 hour straight. Start studying by 8 PM and give only 3 hours. You do not need to burn the proverbial midnight oil.

5. Repeat the cycle after you have completed your syllabus once. In the second reading, start with current affairs too. You need to cover Phase 1 and Phase 2 current affairs together. You can use Daily Current Affairs by Neha Ma’am, PIB Current Affairs by Manish Sir, and Finance Current Affairs by Gulabsa Ma’am to cover current affairs daily (Available on YouTube).

6. Phase 1 current affairs are to be covered for 6 months before the exam. Phase 2 current affairs need coverage of 1 year prior to the exam.

Phase 1 – STUDY PLAN (Quant, Reasoning & English)

Quantitative AptitudeReasoning
MorningEvening
ChaptersDaysChaptersDays
Profit & LossDay 1 & 2InequalitiesDay 1 & 2
Time & WorkDay 3 & 4DirectionsDay 3 & 4
Ratio & ProportionDay 5 & 6Blood RelationsDay 5 & 6
Average, Mixture & AlligationsDay 7 & 8Statements & AssumptionsDay 7 & 8
Time, Speed & DistanceDay 9 & 10Statements & ArgumentsDay 9 & 10
Quadratic EquationDay 11Statements & Course of ActionDay 11
Quadratic EquationDay 12Coding DecodingDay 12
Numbers, HCF & LCMDay 13Coding DecodingDay 13
Numbers, HCF & LCMDay 14Input & OutputDay 14
Data InterpretationDay 15Input & OutputDay 15
Data InterpretationDay 16ArrangementsDay 16
S.I. & C.I. and PartnershipDay 17 & 18ArrangementsDay 17 & 18
PercentagesDay 19 & 20Number SystemsDay 19 & 20
AgesDay 21 & 22PuzzlesDay 21 & 22
ApproximationDay 23 & 24SyllogismDay 23 & 24
SimplificationDay 25 & 26AnalogiesDay 25 & 26
EnglishReasoning
MorningEvening
ChaptersDaysChaptersDays
Reading ComprehensionDay 27 & 28Statements & ConclusionDay 27 & 28
Cloze TestDay 29 & 30Cause & EffectDay 29 & 30
Para JumblesDay 31 & 32Order & RankingDay 31 & 32
Common ErrorsDay 33 & 34Alphabet TestDay 33 & 34
Phrase ReplacementDay 35 & 36Sequence & SymbolsDay 35 & 36
Critical ReasoningDay 37 & 38ClassificationDay 37 & 38
Sentence CorrectionDay 39 & 40Data SufficiencyDay 39 & 40
Combining SentencesDay 41 & 42
Fill in the BlanksDay 43 & 44
VocabularyDay 45 & 46

Phase 2 – STUDY PLAN (Finance & Management and Economic & Social Issues)

FinanceManagement
MorningEvening
ChaptersDaysChaptersDays
Regulatory BodiesDay 1 & 2IntroductionDay 1 & 2
Indian Banking SystemsDay 3 & 4Evolution of Mgmt. ThoughtDay 3 & 4
Indian Financial SystemsDay 5 & 6Mgmt. Function & Mgmt. RolesDay 5 & 6
Financial MarketDay 7 & 8Nudge TheoryDay 7 & 8
Risk Management in Banking SectorDay 9 & 10Intro to Org. BehaviourDay 9 & 10
Financial InclusionDay 11 & 12PersonalityDay 11 & 12
Alt. Source of Finance PPPDay 13 & 14PerceptionDay 13 & 14
Corporate GovernanceDay 15 & 16MotivationDay 15 & 16
InflationDay 17 & 18LeadershipDay 17 & 18
FintechDay 19 & 20Emotional IntelligenceDay 19 & 20
Global Financial Market & Intl. BankingDay 21 & 22Analysis of Interpersonal RelationshipDay 21 & 22
Impact of Global Financial CrisisDay 23 & 24ConflictDay 23 & 24
FDI FPI DisinvestmentDay 25 & 26Organisation ChangeDay 25 & 26
GSTDay 27 & 28Organisation DevelopmentDay 27 & 28
ESIManagement
MorningEvening
ChaptersDaysChaptersDays
National Income AccountingDay 29 & 30Morales & IncentivesDay 29 & 30
Schools of Economic ThoughtDay 31 & 32CommunicationDay 31 & 32
Growth & DevelopmentDay 33 & 34CommunicationDay 33 & 34
Human DevelopmentDay 35 & 36Corporate GovernanceDay 35 & 36
ESIEthics
MorningEvening
Sustainable DevelopmentDay 37 & 38Introduction to EthicsDay 37 & 38
Nature of Indian EconomicsDay 39 & 40Theories of EthicsDay 39 & 40
India's Economy before IndependenceDay 41 & 42Business EthicsDay 41 & 42
India from 1947 to 1991 Macro EconomyDay 43Business EthicsDay 43
ESIESI
MorningEvening
India from 1947 to 1991 Macro EconomyDay 44India from 1947 to 1991 ServicesDay 44
India from 1947 to 1991 AgricultureDay 45India from 1947 to 1991 ServicesDay 45
India from 1947 to 1991 AgricultureDay 46Economic ReformsDay 46
India from 1947 to 1991 IndustryDay 47Economic ReformsDay 47
India from 1947 to 1991 IndustryDay 48Indian Eco. Post 1991 AgricultureDay 48
India from 1947 to 1991 External SectorDay 49Indian Eco. Post 1991 AgricultureDay 49
India from 1947 to 1991 External SectorDay 50Indian Eco. Post 1991 ServicesDay 50
Indian Eco. Post 1991 Macro-EcoDay 51Indian Eco. Post 1991 ServicesDay 51
Indian Eco. Post 1991 Macro-EcoDay 52Indian Eco. Post 1991 External SectorDay 52
Indian Eco. Post 1991 IndustryDay 53Indian Eco. Post 1991 External SectorDay 53
Indian Eco. Post 1991 IndustryDay 54Public DebtDay 54
Indian Eco. Post 1991 ServicesDay 55Public DebtDay 55
Indian Tax System & Public ExpenditureDay 56 & 57Federal FinanceDay 56 & 57
Fiscal PolicyDay 58 & 59UnemploymentDay 58 & 59
PovertyDay 60 & 61Demographics IssuesDay 60 & 61
PopulationDay 62EducationDay 62
HealthDay 63Positive DiscriminationDay 63
GenderDay 64Key International Economic InstitutionsDay 64
Other Social IssuesDay 65International Economic InstitutionsDay 65
GenderDay 66Key International Economic InstitutionsDay 66
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Throughout this strategic approach, I would suggest that you stay updated with the exam dates for the upcoming RBI Grade B Exams. For your convenience, I have linked the respective section above.

Now since we are done with the preparation strategy or the study plan, whatever you call it, there’s one more thing that you need to do if you want to maximise your chances of selection in the RBI Grade B Exam.

You must be wondering what I am talking about. Well, I’m talking about the RBI Grade B Exam Analysis. Exam Analysis holds a very important key to your selection because it helps you identify the areas from which questions are regularly framed and you also get to know the level of questions asked.

So, without wasting any time let’s move on to the RBI Grade B Exam Analysis of the previous year papers.

RBI Grade B Exam Analysis

As I have already mentioned before, to ensure victory in any battle or sport, just the preparation from your side is not enough. 

You also need to gauge the abilities of your opponents and also the playing/battlefield where the clash is to take place by analyzing the past year’s trends and records. 

According to the subsequent findings you’ll get from the analysis you’ll become aware of how prepared you are and also know how much more effort you’d need to put in to ensure a sure-shot victory. 

This is the formula you’d need to apply to ensure success in the RBI Grade B exam 2024 as well. 

But before we head to the exam analysis, I am providing you the link to access and download RBI Grade B previous years’ papers (2022- 2023).

So, let’s begin with the RBI Grade B exam analysis of the year 2023. 

RBI Grade B 2023 Exam Analysis for Phase 1

The exam for RBI Grade B 2023 Phase 1 commenced on 9th July 2023 successfully, it was held in two shifts: Morning and Afternoon.  

While the questions asked were different in these two shifts, there was no change in the exam pattern.   

You can check the table below to get an overview of the exam pattern of RBI Grade B 2023 Phase-1: 

SectionsNo. of QuestionsMarksDuration
General Awareness8080A total time of 120 minutes is given to complete the Phase 1 Paper
Quantitative Aptitude3030
English Language3030
Reasoning Ability6060
Total200200

With the idea of exam pattern being clear to you, let us check the difficulty level of both the shifts of the Phase I exam.  

RBI Grade B 2023 Exam Analysis: Phase 1 (Both Shifts)
ShiftsLevel of ExamGood Attempts
Shift 1Moderate to Difficult85 Above
Shift 2Moderate to Difficult85 Above

After carefully going through the papers from both the shifts, we can derive from the analysis that the difficulty level of the exam ranges from moderate to tough.   

To elaborate on this further, I have discussed the section-wise RBI Grade B 2023 Phase 1 exam analysis in the table form below: 

RBI Grade B 2023 Phase 1 Exam Analysis (Section-Wise)
ShiftsSubjectsLevel of ExamsGood Attempts
Shift 1English LanguageModerate to Difficult20-22
Quantitative AptitudeDifficult08-10
Reasoning AbilityDifficult12-15
General AwarenessModerate to Difficult35-40
Shift 2English LanguageModerate to Difficult20-22
Quantitative AptitudeDifficult08-10
Reasoning AbilityDifficult12-15
General AwarenessModerate to Difficult35-40

With the purpose to provide in depth explanation of the RBI Grade B 2023 exam, I have discussed in detail the section – wise analysis of the Phase I exam.  

RBI Grade B 2023 Exam Analysis for Phase 1: Section-wise

As mentioned earlier, the Phase I examination has four sections – English Language, Quantitative Aptitude, Reasoning Ability and General Awareness

Let us go through each of these topics to analyze the difficulty level of the exam section – wise.  

English Language

The questions in the section of English language are asked from topics such Reading Comprehension, fill in the blanks and sentence rearrangement.

As per the general trend witnessed over the years with the English section, the questions are straightforward and easy to attempt.  

Continuing with the trend, the same can be said about this year’s paper, as the questions asked in the exam were simple and very much doable.  

In the table below, I have provided all the topics that come under the English section of RBI Grade B Phase I. 

English Language
TopicNumber of Questions
Reading Comprehension8
Grammar3
Sentence Rearrangement2
Fill in the blanks7
Error Spotting5
Idioms and Phrases2
Correct Sequencing1
Short Passage2

Given the simple nature of the questions in English Language, the overall level of this section was easy to moderate. 

Quantitative Aptitude

Talking about the Quantitative Aptitude, it is generally tough compared to other sections with questions given from topics such as Data Interpretation, Number series and Arithmetic problems.  

In the table below, I have listed all the topics along with the number of questions asked in the Quant section: 

Quantitative Aptitude
TopicNumber of Questions
Data Interpretation14
Quadratic3
Ratio Proportion4
Number Series3
Mensuration1
CI SI1
Ages1
Mixtures Alligations1
Algebra1
Profit & Loss1

To start with the topic of Data Interpretation, the questions were asked in the form a table, pie – chart and a puzzle which were lengthier to solve compared to previous years.   

The problems given in the arithmetic section were based on Mensuration, Profit & Loss, Age problems, Mixture allegations and Algebra.  

While the questions from Quadratic Equations and Number series were easy, the overall difficulty level of the exam was moderate to tough. 

Reasoning Ability

The section of Logical Reasoning consists of questions asked from the topics such as Puzzles, Seating arrangement, Syllogism which are analytical in nature and take time to solve.

In the following table, I have mentioned all the topics and the number of questions allotted for each.  

Reasoning Ability
TopicNumber of Questions
Reasoning Puzzles17
Seating Arrangement16
Critical Reasoning9
Input - Output5
Syllogism (reverse)4
Data Sufficiency (arrangement, order ranking, directions, etc.)4
Alphabet Test2
Decision- making1
Inequality (reverse)1
Arrangement1

The highest number of questions are asked from the topics from Seating arrangement and puzzle. In this year’s paper, the questions were lengthy and were given in the following types of puzzles and seating arrangements: 

  • Floor and flat based puzzle 
  • Selection based puzzle 
  • Year and age-based puzzle 
  • Linear – based seating arrangement 
  • 2 parallel rows with 5 people sitting in each 
  • Square – based sitting arrangement 

For logical reasoning, as not many questions could have been done within the specified time limit, the overall level of the section this year ranges from moderate to difficult.  

General Awareness

To help you recall the questions asked in the section, I have listed down below a few questions asked in the General Awareness section from both the shifts combined.  

  • In which place has the climate clock been installed? 
  • Which cities are connected by trilateral highway project in India? 
  • How many years did the BSR system complete in 2022? 
  • Name of the consumer-awareness program launched by RBI to promote e- vehicles.  
  • Mascots used by RBI for public awareness campaign.  
  • What are the pillars of India’s foreign trade policy? 
  • Question based on Atlantic Declaration 
  • The theme of Payment vision – 2025.  

The time taken to solve the questions asked in the General Awareness section was longer as the questions were analytical in nature, however, the level of the questions was not very difficult which makes it rank between moderate to tough.  

Apart from static GK, a great number of questions came from economy subject and current affairs, especially from PIB news and Govt. Schemes.  

Now, with the discussion on this section over, we have come to end of Phase I analysis of RBI Grade B 2023 exam.  

Let’s proceed to discuss in detail the exam analysis for RBI Grade B Phase 2 2023. 

RBI Grade B 2023 Exam Analysis for Phase 2

The examination for RBI Grade B 2023 Phase 2 was conducted on 30th July 2023. 

Ongoing with the general trend, there was no change in the exam pattern as the questions were asked from three sections of Economic and Social Issues (Paper1), English descriptive (Paper 2) and Finance and Management (Paper 3)  

To explain it in simple terms, I have provided below the table for RBI Grade B exam pattern 2023:  

PaperNo. of QuestionsTime DurationMarks
Paper 1: Economic and Social IssuesObjective - 30 Questions30 minutes50
Descriptive - 6 Questions (to be attempted - 4)90 minutes50
Paper 2: English (Writing Skills)Descriptive - 3 Questions (Precis, RCs, & Essay)90 minutes100
Paper 3: Finance and ManagementObjective - 30 Questions30 minutes50
Descriptive - 6 Questions (to be attempted - 4)90 minutes50

After a thorough analysis, the overall difficulty level can be said to be Moderate to Difficult 

To provide you a complete idea about the difficulty level of the examination, you can check subject- wise difficulty level of RBI Grade B Mains 2023 given in the table below: 

PaperName of the Paper/SubjectOverall Level
Paper 1Economic and Social IssueDifficult
Paper 2English Writing SkillsModerate to Difficult
Paper 3Finance ManagementEasy to Moderate

After going through the table above I hope you got a broad picture of the overall exam difficulty level. Now, let us proceed to discuss further in detail about exam analysis for each paper. 

Economic and Social Issues (ESI) Paper Analysis:

To begin with ESI section in RBI Grade B 2023, it was tough in terms on the difficulty level of the questions.   

The nature of questions asked in the paper are both objective and descriptive. The total time duration to complete the ESI Paper is 2 hours (120 minutes) which is further divided into 90 minutes for answering the descriptive questions and 30 minutes are provided to attempt the objective part.  

  • In general, the questions asked in this year paper were lengthy, more analytical and time – consuming for the candidates to solve.  
  • A comprehensive coverage of PIB 247, Government schemes, Daily Current Affairs, Spotlight and Static portion of ESI provided on my YouTube channel would have been a lot beneficial for aspirants who have referred to these for their exam preparation.  

To provide you an example of type of questions given in the paper, I have provided few questions asked in the ESI section below: 

Descriptive Questions asked in the ESI Paper

15 Markers

  • In the light of RBI’s report on currency and finance FY 2022- 2023, explain  
    • Macroeconomic effect of climate change 
    • 3 landmark global collaborations on climate change 
  • World bank has released its World Development Report 2023: Migrants, Refugees and Societies. Discuss key recommendations for the countries given in the report. 
  • UNDP’s new strategy for Gender Equality was mentioned in UNDP’s report. Taking reference of this report, how can we introduce gender sensitization in the fabric of Indian economy? 

10 Markers

  • Explain any 3 schemes of the government of India working towards employment generation and poverty alleviation.  
  • Direct and indirect monetary policy measures and briefly explain at least 8 of them.  
  • What are the various challenges faced by startups in tier 2 and tier 3 cities? 

Objective Questions asked in the ESI Paper

The following is an example of passage- based question given in the paper: 

Question (1-4). X mission was launched by Hon’ble Prime Minister Narendra Modi on 20 October 2022 at Kevadia, Gujarat. X focuses on bringing about behaviour changes in individuals for combatting climate change. Its objective is a global movement for transitioning from a model of destructive and mindless consumption to deliberate and mindful utilization of resources. Ministry of Environment, Forest and Climate Change is the nodal ministry for national-level coordination and implementation of this Mission.  

Q1. Identify X Mission mentioned in the above passage 
Q2. The above X Mission was announced by Prime Minister at which of the following event? 
Q3. Which of the following is not amongst seven categories of X Mission? 
Q4. X Mission has three Phases. Match the correct pair.

For comprehensive understanding of the ESI exam analysis, you can refer to this detailed video by Manish Sir provided below: 

Finance & Management (F&M) Paper Analysis:

Talking about the difficulty level for the section, the paper for Finance and Management was fairly easy.  

  • For the exam pattern of the paper, Finance and Management section has total time of 2 hours allotted to complete the paper which is segregated into 90 minutes for descriptive portion and 30 minutes to answer the objective questions. 
  • The questions for Finance and Management section came mostly from static portion rather than current affairs.  
  • As questions asked in basic in nature, F&M paper was easygoing and simple for candidates to solve compared to the section of ESI.

You can check the section below to get an overall idea of the type of questions asked in F&M paper in RBI Grade B 2023 exam: 

Descriptive Questions asked in the FM Paper:

15 Markers 

  • Explain in detail, RBI’s Retail Direct Scheme including the scope, applicability, charges, fees, etc.  
  • Explain the Big 5 Model of personality. What are other traits of personality affecting Organization Behaviour? 
  • What was Henry Fayol’s contribution to Management? Explain his 14 –Principles of Management. 

10 Markers 

  • What is Code of Conduct? How it is implemented in the organization? 
  • Describe ONDC. How it will impact companies like Amazon, Flipkart, Walmart, etc.  
  • What are Pre-Sanctioned Credit Lines at Banks through the UPI? How it is going to help in furthering Financial Inclusion? 

Objective Questions asked in the FM Paper 

2 Markers 

  • 5 questions on Corporate Governance 
  • 3 application-based questions on motivation theories 
  • 2 questions on organizational behaviour 
  • 5 questions on example – based communication topic 
  • 5 questions on Financial Inclusion 

Here is an example of the passage – based question asked in FM Paper: 

Question (1-5).  Government initiated X scheme in August 2014 to provide universal banking services for every unbanked household, based on the guiding principles of banking the unbanked, securing the unsecured, funding the unfunded and serving un-served and under-served areas. PMJJBY is a Government-backed Life insurance scheme in India. In order to avail of the benefits offered by the Pradhan Mantri Jeevan Jyoti Bima Yojana policy, it is mandatory to link your Aadhaar Card to the participatory bank account. 

Q1. Based on the above passage, identify the Scheme that has been launched on 15th August, 2014? 
Q2. What is the life insurance limit under PMJJBY? 
Q3. What is the age limit in the PMJJBY? 
Q4. What is the maximum amount of pension that is received under APY? 
Q5. What is the amount of premium that is paid in the PMSBY? 

1 Marker 

  • Organized, self-disciplined and achievement-oriented are the characteristics of which of the traits of the Big Five Traits Model? 
  • Which of the following theories holds that the ends or consequences of an act determine whether the act is good or bad? 
  • What kind of principle focuses on the kind of value displaces of others? 
  • The NaBFID Act, 2021 has been set up as a Development Financial Institution (DFI) to support the development of which part of the economy? 
  • What is the maximum limit that a resident individual can freely remit per financial year under the Liberalized Remittance Scheme? 

To access the detailed discussion on the Finance and Management section, you can check this insightful video by Karnima and Parul Ma’am.

English Descriptive Paper Analysis:

The paper for English descriptive is provided to test the candidate’s proficiency in the language which include the writing skills as well as reading comprehension.  

  • The exam structure of the English Paper is divided into 3 segments- Essay writing, Precis writing and Reading Comprehension. 
  • Since questions asked were analytical and lengthier, the English Descriptive Paper was moderate in terms of difficulty level.  

To help you provide an overview of the questions asked, I have provided a few questions down below: 

Essay 

  • There is an immense need of multi-linguistic social media account for businesses 
  • Economic Impacts of climate change on developing countries 
  • What is social media recruitment? What are its advantages and disadvantages 
  • In every organization, especially in this modern day and age, employees focus on personal value and purpose in the organizations. Suggest ways/measures for organizational culture in this regard.

Precis Writing 

  • For Precis writing, the candidates were asked to write on the topic of Gender Equality and AI.  

Reading Comprehension 

For the passage provided in English descriptive, the following questions were asked: 

  • What is the author’s view on corporate’s increasing prices when the supply falls short? 
  • The author sympathized with ECB president. Why? 
  • Greedflation is the secondary cause of inflation. What is the primary cause and what are the author’s views on this? 

Now, let’s get to the section-wise analysis of the RBI Grade B 2022 Phase 1 exam. 

RBI Grade B 2022 Exam Analysis for Phase 1

The RBI Grade B 2022 Phase 1 successfully took place on 28th May 2022. The exam transpired in two shifts: Morning and Afternoon. Both the shifts followed the same exam pattern.

Here’s the pattern of RBI Grade B 2022 Phase-1:

SectionsNo. of QuestionsMarksDuration
General Awareness8080A total time of 120 minutes is given to complete the Phase 1 Paper
Quantitative Aptitude3030
English Language3030
Reasoning Ability6060
Total200200

With the pattern in place, let’s jump straight to the exam analysis.

RBI Grade B 2022 Exam Analysis: Phase 1 (Both Shifts)
ShiftsLevel of ExamGood Attempts
Shift 1Moderate to Difficult85 Above
Shift 2Moderate to Difficult80 Above

Upon analyzing the papers of both the shifts, it can be stated that the overall level of the 2022 Phase 1 exam was moderately difficult.

I have mentioned the section-wise RBI Grade B 2022 Phase 1 exam analysis below:

RBI Grade B 2022 Phase 1 Exam Analysis (Section-Wise)
ShiftsSubjectsLevel of ExamsGood Attempts
Shift 1English LanguageModerate20-25
Quantitative AptitudeModerate10-15
Reasoning AbilityModerate to Difficult24-25
General AwarenessModerate50-60
Shift 2English LanguageModerate20-25
Quantitative AptitudeModerate10-12
Reasoning AbilityModerate to Difficult20-25
General AwarenessModerate to Difficult50-60

RBI Grade B 2022 Exam Analysis for Phase 1: Section-wise

I have mentioned below the topics that came in the RBI Grade B 2022 exam from each of the sections.

English Language

The English section gets designated with 30 questions, one question a mark. Over the years this section has played a crucial role in the qualification of many candidates, and in this year’s edition as well this section was comparatively doable, as per the general mandate.

In the table, I have filled the topics that represented the entire English section of RBI Grade B 2022 Phase 1.

Take a peek at the representation and get the general idea of the English section.

English Language
TopicNumber of Questions
Reading Comprehension12-16
Sentence Rearrangement2
Fill in the blanks4-5
Error Spotting6
Idioms and Phrases2
Phrase Replacement3

The overall level of this section was easy to moderate.

Quantitative Aptitude

From the table that I have mentioned below, you’ll get a fair idea about the approximate distribution of questions asked pertaining to different topics of the Quantitative Aptitude Section in the 2 shifts of the Phase 1 paper.

Quantitative Aptitude
TopicNumber of Questions
Data Interpretation11
Number Series4
Data Sufficiency4-5
Arithmetic Questions10-12
Quadratic Equations3

The questions that were asked on Data Interpretation were in the Caselets, and pie chart formats.

They were lengthy questions but were doable.

The problems asked for in the arithmetic section were based on Mensuration, Time and Work, Percentage, Age problems, etc.

The overall level of this section was between moderate to difficult.

Reasoning Ability

In the table that I have mentioned below, you’ll get an idea about the approximate distribution of questions asked pertaining to different topics of the Reasoning Ability Section in the 2 shifts of the Phase 1 paper.

Reasoning Ability
TopicNumber of Questions
Reasoning Puzzles35
Machine Input and Output5
Critical Reasoning5-10
Alphanumeric Series3
Syllogism4-5
Blood Relation1
Data Sufficiency3
Coding-Decoding4
Miscellaneous1

I have mentioned below the types of puzzles and seating arrangement questions that were asked in this section:

  • Linear Seating Arrangement – 2 Rows
  • Blood Relations based puzzle
  • Tabulation based puzzle
  • Puzzle based on designations
  • 2 Rows that are parallel with 6 people in each row
  • Floor based puzzle
  • Circular Arrangement
  • Car Parking based puzzle

The overall level of this section was between moderate and difficult.

General Awareness

I have mentioned below a few of the questions that were asked to test your memory in the General Awareness section, based on the 2 shifts combined.

  • Author of the book -” My country my life”
  • Who is the google policy head of India?
  • Delimitation has happened in which state recently?
  • Who is the runner-up of pro kabaddi league 2022?
  • Ownership ratio in RRB by state, Centre, & Sponsor banks
  • Questions based on Union Budget 2021
  • Questions on RBI Financial Report
  • Question on PM SVANIDHI

Apart from the questions that I have mentioned above, around 8 to 10 questions were based on Static GK, and in terms of difficulty level, this section was of easy to moderate difficulty.

That brings us to the end of the analysis of phase 1, let’s now analyze the phase 2 paper of the 2022 RBI Grade B exam.

RBI Grade B 2022 Exam Analysis for Phase 2

The RBI Grade B 2022 Phase 2 exam was held on 25th June 2022. The exam followed the usual scheme, i.e., it entailed Paper 1 (ESI), Paper 2 (English Descriptive), and Paper 3 (F&M).

Given below is the pattern of the RBI Grade B Phase 2 Exam :

PaperNo. of QuestionsTime DurationMarks
Paper 1: Economic and Social IssuesObjective - 30 Questions30 minutes50
Descriptive - 6 Questions (to be attempted - 4)90 minutes50
Paper 2: English (Writing Skills)Descriptive - 3 Questions (Precis, RCs, & Essay)90 minutes100
Paper 3: Finance and Management
(Objective Type Questions)
Objective - 30 Questions30 minutes50
Descriptive - 6 Questions (to be attempted - 4)90 minutes50

According to the mandate and general analysis the overall difficulty level of the exam was MODERATE.

Given below is the paper wise difficulty level of the phase 2 exam:

PaperName of the Paper/SubjectOverall Level
Paper 1Economic and Social IssueModerate to Difficult
Paper 2English Writing SkillsEasy to Moderate
Paper 3Finance ManagementEasy to Moderate

I have given you the general overview of the Phase 2 analysis. Now, it is time to pay heed on each paper of the examination.

Starting with Paper 1.

Economic and Social Issues (ESI) Paper Analysis:

The ESI paper is a 2-part examination, consisting of descriptive and objective sections. The duration of Paper 1 is 2 hours (120 minutes), which is split up in the form of 90+30.

90 minutes to complete the descriptive part (4 out of 6 questions) and 30 minutes are designated for the objective bit (30 Questions).

Following the popular trend, the ESI exam turned out to be a challenging one in the 2022 edition too.

However, upon analysing carefully, it can be concluded that only one source- PIB 24*7 (Video Session Series on my official YouTube channel- Anuj Jindal) – was enough to cover the entire ESI Paper 1.

That was the analysis of the ESI segment.

Now let me present a wider picture of the section by showcasing what questions were asked in the exam.

Descriptive Questions asked in the ESI Paper

15 Markers

  • Despite spread of urbanisation in villages, challenges such as race, caste, gender discrimination still persist. In this context what are the challenges faced by protective discriminatory policy?
  • What is meant by Economic reforms? Economic reforms from 1990s till now
  • Financial stability is essential to any financial institution/business. Discuss in the light of Financial Stability Report of RBI and economic reforms in view of Covid outbreak in India.

10 Markers

  • What are the challenges associated with rural entrepreneurship? How young enterprises can solve these problems?
  • Short note on current Monetary Policy Framework in India.
  • What is NBFC? How it is different from banks? What are the 5 types of NBFCs registered with RBI?

Objective Questions asked in the ESI Paper

  • What was India’s rank and score in the 2020 edition of Human Capital Index of World Bank
  • Number of countries that helped World Bank in preparing Human Capital Index
  • 4 Questions on India-Australia Free Trade Agreement
  • Statement based question on Sovereign Gold Bond Scheme
  • 4 Questions on Smile Scheme
  • Question on UDAN scheme
  • 3 questions on Raisina Dialogue
  • Question about eligible beneficiaries under PM Kisan Maan Dhan Yojana
  • Question about Bhoomi Rashi Portal
  • Question about Matsya Sampada Yojana
  • A young person wants to develop the entrepreneurial skills. So, he goes to NCDC. Under which scheme he should register?
  • 2-3 Questions from PM Aadarsh Gram Yojana

Watch the below video, made by Manish sir, to get the complete narrative of the ESI section of RBI Grade B 2022 Phase 2.

Finance & Management (F&M) Paper Analysis:

Much like the ESI section, Finance and Management paper followed the 2-hour duration pattern, which entails the descriptive (90 Minutes) and objective (30 Minutes) parts.

The descriptive section carries 6 questions (3-15 Markers and 3- 10 Markers), out of which 4 needs to answered (2 out of 3 from 15 markers and 2 out of 3 from 10 Markers). The objective bit consists of 30 questions (10- 1 Markers and 20- 2 markers)

Giving respite to the candidates from the difficult ESI section, the F&M section came out to be easy to moderate in the RBI Grade B Phase 2 2022.

While the aforementioned is the general verdict of the F&M section, but to get a detailed overview, follow the below heads.

Descriptive Questions asked in the FM Paper:

15 marks questions

  • What are the common barriers to communication in an organization? How can these be overcome?
  • Why is change resisted in organization? What can the management do to overcome it?
  • In the current era, where the blockchain is at its peak will it disrupt banking?

10 Marks Questions

  • What are long-term REPO operations?
  • Describe India’s response to the Global Financial Crisis 2008?
  • What is the importance of ethical behavior in society and throw some light on the manager’s role in encouraging ethical behavior in an organization?

Objective Questions asked in the FM Paper

1 Mark Questions

  • Question about identifying 20-digit code
  • Communication flowing from top to bottom is known as?
  • What is the criteria for an enterprise to be classified as a small industry?
  • According to Kurt Lewin, what is the first phase in the process of planned change?
  • According to RBI, what is the FPI limit on corporate bonds?
  • What is the process of blaming one’s unethical behavior on others?
  • Question on Diagonal Communication
  • Question on Payment Structure Development Fund (PIDF)

2 Marks Questions

  • 4 questions on CSR Committee
  • 4 application-based questions on motivation theories
  • 4 questions on Communication topic
  • Question on outsourcing of financial services by NBFCs
  • 2 questions about levels of organizational behaviour

To know the complete formation of the questions, watch the video by Parul ma’am given below.

English Descriptive Paper Analysis:

The English Descriptive paper is attached with the RBI Grade B Phase 2 exam to test the writing, Reading and apprehension prowess of the individual.

This segment is categorized into 3 parts

  • Essay Writing
  • Precis Writing
  • And Reading Comprehension

The 2022 edition of the exam was of Easy to Moderate level.

Questions that came in this section are given below:

Essay

  • Peace cannot be kept by force. It can only be achieved by understanding. Elaborate
  • Role of female entrepreneurs in India
  • Advantages and disadvantages of Renewable energy. How the OSOWOG initiative will help in eliminating these disadvantages
  • India has become a medical destination for the world

Precis Writing

*Watch the video given below to know the question of Precis writing.

Reading Comprehension

5 questions on the topic of Financial Derivatives

Watch the video given below to get detailed analysis of the English Descriptive part. Jump to the 40:00 part of the video to find English Descriptive analysis.

Conclusion

On this page, I have discussed in detail the RBI preparation strategy, which includes tips, techniques, and a comprehensive day – wise study plan that will help you cover the syllabus extensively within much less time

Along with this, I have also provided RBI Grade B exam analysis, which will give you insights into the nature of the exam and how you must approach the exam. 

All the best and stay curious! 

CEO of Anujjindal.in

About Anuj Jindal

━━━━━

Anuj Jindal, the founder, is an ex-manager from SBI, with an M.Com from Delhi School of Economics. He also has a JRF in Commerce & Management and NET in HRM, along with more than 5 years of experience in the field of Education.

FAQs: RBI Grade B 2024 Preparation Strategy & Exam Analysis

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    Does the RBI Grade B exam has negative marking?

    Yes, there is 0.25 marks are deducted for every wrong answer. This marking scheme applies to both the RBI Grade B Prelims, as well as the Mains exams.

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    How long does it take to prepare for RBI Grade B? 

    Well, the question that you ask is fairly simple, but the answer to this is pretty complex. You see the time that you’d require to prepare perfectly for the RBI Grade B exam is something that would depend on a lot on the following factors: 

    • For example, your education background, meaning if you are from the science, commerce, or humanities streams.  
    • Or the fact that you have or have not appeared for other govt. job exams before, and if you are a working professional or not. Therefore, the preparation time varies from candidate to candidate. 
    • However, it’s safe to say that if you are beginning your preparations from scratch, you’d need 6 months if you are from a commerce background,  
    • While you can allocate the time period of 9 months if you are an aspirant from a non-commerce background.
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    I have scored just above the cut-off. What are my chances for final selection? 

    If you have scored just above the Phase cut off, don’t’ worry, Phase 1 is basically an elimination round.  

    • The marks obtained by candidates in it are not taken into consideration when the final RBI Grade B exam scorecard is computed.  
    • So, that basically means, by scoring above the cut off marks in phase 1 you have just been able to secure yourself a seat in the phase 2 paper, nothing more than that.  
    • It’s entirely up to you now to score well in the Phase 2 exam and Interview to place yourself on the final selection list.
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    Can I prepare for RBI Grade B by practicing mock tests only?

    No, if you are beginning your exam preparation, then just solving mock tests won’t suffice.  There are few preparation tips you need to follow to ace the exam: 

    • You’d need to cover the entire RBI Grade B syllabus thoroughly and then practice on as many RBI Grade B past year question papers as you can.  
    • Check the RBI website for all the updates that the organization releases, and read the newspaper daily for your current affairs preparation.  

    Having said that, if you are too inclined on solving them, you can practice on the Mock Tests that I have created for you.

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    In how many shifts will the RBI Grade B Exam 2024 be conducted? 

    For 2023 RBI Grade B Phase 1 exam, there were 2 shifts conducted.  Therefore, there is a possibility in the 2024 RBI Grade B exam too that it will have the same number of shifts. But this information will be known for certain only after the official 2024 notification is released.

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    Which current affairs analysis is best for RBI Grade B?
    Current affairs are extremely crucial while preparing for RBI Grade B Exam. To get a comprehensive current affairs analysis, you can check and go through https://currentaffairs.anujjindal.in/

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    How many RBI Grade B Previous Year Question Paper Analysis is necessary for RBI Preparation?
    To effectively prepare for RBI Grade B exam, an aspirant must go through previous year papers of last 5 years To get a thorough previous year paper analysis, you can check and download RBI Grade B previous year question analysis 

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    For RBI Grade B Phase 1 2024, how many months of current affairs should be covered?
    In order to crack RBI Grade B 2024 Phase 1, an aspirant must cover at least six months of current affairs.

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    What is the difficulty level of RBI Grade B exam?
    RBI Grade B is one of toughest examinations in the country yet with effective and efficient preparation strategy and good guidance, you can clear RBI Grade B exam.

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    Where can I check the RBI Grade B Exam Analysis for Phase 1 and Phase 2?
    A thorough exam analysis is extremely crucial while preparing for RBI Grade B examination, therefore you can check and download RBI Grade B previous year paper analysis to get an in-depth understanding of the nature of questions asked in the paper.

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