RBI Grade B 2025 Complete Information

The Reserve Bank of India (RBI) holds a prominent place in India’s financial system, and its prestigious status can show you its great historical journey. 
 
Founded on April 1, 1935, in response to the economic difficulties faced by India after World War I, the RBI began as a privately owned entity. 
 
However, in 1949, it became fully owned by the Government of India after being nationalized. Under the leadership of Prime Minister Indira Gandhi, a major shift occurred in 1969 when 14 leading commercial banks were nationalized to strengthen the banking system. 
 
In 1980, the government took their next step, nationalizing six more banks, further centralizing control over the banking sector. 
 
Throughout its evolution, the RBI has consistently been the foundation of India’s economic stability. For instance, in 1973, in response to the global oil crisis and the resulting inflationary pressures, the RBI introduced restrictive monetary policies to prevent rising inflation. 
 
In more recent years, the RBI has adopted innovation, especially in the country of financial technology (fintech).

A notable example is the memorandum of understanding (MoU) signed with the Central Bank of the United Arab Emirates (CBUAE), aimed at promoting collaboration in emerging fintech sectors. 
 
The RBI’s responsibilities, as outlined in the Preamble of the Indian Constitution, are broad and essential. These include maintaining the nation’s monetary stability, controlling inflation, issuing currency notes, managing reserves, and overseeing the banking system.

This central role in shaping India’s economy explains why many aspirants dream of becoming an RBI Grade B Officer. 
 
The fascination of this prestigious role is not just in the competitive salary and benefits but in the opportunity to work within one of India’s most esteemed institutions.

However, the path to becoming an RBI Grade B Officer requires more than just ambition; it demands dedication and preparation. 
 
For those who are preparing for the RBI Grade B 2025 exam, it is important to stay informed about every detail related to the examination process. With the official notification now released, aspirants must be diligent in their preparation. 
 
This detail will help you with everything you need to know about the RBI Grade B 2025 exam such as its full form, functions, vacancy, eligibility criteria, syllabus, exam pattern, and more to help you stay on the path to success. 

Let’s explore more in detail! 

RBI Grade B Latest Update

In the section below, I have mentioned the important details related to RBI Grade B 2024 exam cycle as follows:

• 11th February 2025 – The RBI Final Result 2024 released.

• 14th November 2024 – The Phase 2 exam 2024 Result released.

• 11th October 2024 – The Phase 2 exam 2024 Admit Card released.

• 20th September 2024 – The Phase 1 exam 2024 result has been out.

• 29th August 2024 – The RBI Grade B 2024 Phase 1 admit card has been announced.      
  

• 25th July 2024 – The application process for RBI Grade B 2024 has begun on this date and shall continue till 16th August 2024.

• 25th July 2024 – The RBI Grade B 2024 notification has been released. The link to download the official RBI notification PDF is attached here. 

• 19th July 2024 – A total of 94 vacancies have been announced by the RBI.  

• 19th July 2024 – The RBI Grade B 2024 newspaper advertisement has been released. As per the details, the Phase 1 exam will be held on 8th September 2024, while the Phase 2 exam shall commence on 19th October 2024. 

RBI Full Form

The full form of RBI is Reserve Bank of India, which serves as the central bank responsible for regulating the banking sector in India.

RBI conducts Grade B Exam every year to hire candidates, providing them the opportunity to work with a prestigious and influential institution.

Function of RBI

The Reserve Bank of India is responsible for several key functions, such as controlling monetary policy, issuing legal tender, managing the nation’s foreign exchange reserves, and serving as the government’s financial agent.  

It also functions as the central banking entity for commercial banks. Moreover, it plays an important role in supporting the country’s broader economic growth. The RBI, established as India’s central bank, operates under the objectives outlined in the preamble of the RBI Act. 

The functions that RBI performs to ensure growth and stability of the country are: 

1. Financial Supervision 

• The RBI oversees the financial sector, including banks and non-banking financial companies, through the Board for Financial Supervision (BFS). This board, chaired by the RBI governor, meets monthly to review supervisory matters. 

2. Regulator and Supervisor of the Financial System 

• The RBI ensures the stability and reliability of the banking system by regulating operations and protecting depositors’ interests. Its objectives include maintaining public confidence and providing cost-effective banking services. The Banking Ombudsman Scheme addresses customer complaints, while the RBI also controls monetary supply and designs currency notes and coins. 

3. Regulator and Supervisor of the Payment and Settlement Systems 

• Under the Payment and Settlement Systems Act of 2007, the RBI oversees and regulates the country’s payment and settlement systems. The RBI ensures the development of secure, efficient systems like NEFT and RTGS, which allow fund transfers within India. As of December 2019, NEFT is available 24/7, including weekends and holidays, while RTGS transactions are processed continuously around the clock. 

4. Banker and Debt Manager to Government 

• The RBI acts as the banker to the Government of India, managing its accounts, processing payments, and assisting in raising funds through bonds and securities. It also performs merchant banking functions for both the central and state governments. 

5. Managing Foreign Exchange 

• Under the Foreign Exchange Management Act of 1999, the RBI oversees foreign trade and payment and ensures the orderly development of India’s foreign exchange market. As global trade and capital flows grow, the RBI plays a key role in regulating and managing foreign exchange and gold reserves. 

6. Issue of Currency 

• The Reserved Bank of India (RBI) is the sole authority, alongside the Government of India, to issue banknotes in India. They also manages the destruction of old or damaged notes. 

• The RBI operates printing facilities in partnership with the Security Printing and Minting Corporation of India (SPMCIL) and Bharatiya Reserve Bank Note Mudran Private Limited (BRBNMPL). While the government mints coins, the RBI handles their distribution. 

• The RBI is authorized to issue notes up to ₹10,000 and coins up to ₹1,000. It also works to prevent counterfeiting by enhancing currency security features. 

7. Banker’s Bank 

• The RBI acts as the main bank for all commercial banks, managing their accounts and deposits. It controls the amount of credit banks can create using tools like CRR, repo rates, and market operations. The RBI also helps banks clear cheques, transfer funds, and provides emergency loans when needed. 

RBI Grade B Exam

RBI Grade B exam is one of the most significant banking exams conducted across the country.

This Grade B recruitment exam is the only entry-level officers’ exam that is conducted by the RBI.

The RBI Grade B exam is a three-stage process, and the syllabus for written examinations comprise both an objective and a descriptive portion.

Another important thing to note is that the RBI Grade B openings are published for a variety of posts including- Officers in Grade ‘B’ (DR) – (General), Officers in Grade ‘B’ (DR) – DEPR, and Officers in Grade ‘B’ (DR) – DSIM.

I have explained elaborately about the exam’s recruitment process in the next section below.

RBI Grade B Recruitment Process

The Recruitment/Selection Process for RBI Grade B (General), consists of the following 3 Phases:

• Preliminary Exam (Phase 1)
• Mains Exam (Phase 2)
• Interview (Phase 3)

One needs to clear all three Phases to be selected for the post of Grade ‘B’ Officer.

The Prelims exam is basically an elimination round. Out of the lakhs of candidates, only a few thousands are selected to appear for the next stage.

Mains exam is one of the phases meant for the selection of the top-scoring candidates. In this exam, every candidate who scores above the cut-off marks is allocated a score.

Those with the highest scores in the Mains are then selected for the final phase or the Interview round. This phase too, like with the Mains, is meant for the selection of the highest-scoring candidates.

After the interview round is over, the final list of the selected RBI Grade B candidates is prepared considering the combined scores of those with the highest marks in both, the Mains, and the Interview round.

The candidates on the final list are eventually the ones that are recruited and get to train as RBI Grade B officers.

RBI Grade B Officer Job Profile 2025

You might be wondering what the job profile of a ‘Grade B’ officer entails. 

As a layman, most people know that the RBI is the premier bank of India, and the money-minting master. Therefore, it’s certainly an imperative institution in our economy.

That said, getting posted as a Grade B officer is a matter of great prestige. It gives the person an opportunity to work as a dedicated, on-ground operative for the apex bank of India.

Let’s get into more details so you get a good picture of what goes on in the backend. So, here are a few functions that are performed by RBI Grade B officer: 

• Inspection and Compliance
  An RBI Grade B officer is responsible for inspecting various aspects of banks, including:  
• Credit appraisal systems  
• KYC (Know Your Customer) and AML (Anti-Money Laundering) guidelines  
• Cash vaults and overall security of the branch. 
• Ensuring compliance with the Banking Regulations Act of 1949. 
• Public Money Protection
  The officer’s role involves protecting public money and ensuring the interests of depositors are protected. This is a major responsibility in maintaining trust in the banking system. 

• Scope for Growth
  Depending on the officer’s performance, there are opportunities for career growth within the RBI, with the potential to advance to higher roles. 

• Tenure and Supervision
  The job typically involves a tenure of up to four years, with post-trial supervision during the initial phase. Officers are randomly assigned to different departments based on experience, such as banking experience leading to roles in HRD (Human Resources Development), and vice versa. 

• Frequent Transfers
  Regular transfers across divisions and departments are common in this role, contributing to diverse experience within the RBI. 

• Policy Influence
  A segment of Grade B officers may participate in the policymaking process, contributing to the development of financial regulations. 

• Office Locations
  RBI offices are mainly located in urban and regional centers across India, rather than rural areas, offering limited opportunities in rural regions. 

Also, RBI, being the central bank of India, has most of its offices in urban and regional centers rather than in rural areas.  

You can read more details about the RBI Grade B Officer Job Profile here.  

RBI Grade B Salary 2025

Talking about the prominent aspects, the RBI Grade B Salary 2025 is a factor that will be of great interest to you. 

• The basic pay for RBI Grade B officers is ₹55,200/- per month. 
• The initial monthly gross emoluments stand at approximately ₹1,22,717/-.

The RBI Grade B salary includes various allowances, such as: 

• Dearness Allowance (DA) 
• House Rent Allowance (HRA) 
• Medical Allowance 

Aspirants applying each year don’t get merely inspired by remuneration but also by other perks that come along, as RBI is known to be quite liberal in compensating even for the smallest expenses. 

The salary package of an RBI Grade B officer is considered lucrative and can be compared to high-paying jobs in the corporate sector. 

The salary undergoes changes over time, meaning you can expect salary increases as time progresses in the role. 

For those interested, you can Click Here to know about the break up of RBI Grade B Salary. 

(Note: The original text humorously suggests that candidates may be more interested in the salary break-up than the syllabus itself.) 

RBI Grade B Eligibility Criteria 2025

The official notification for the RBI Grade B 2025 is yet to be released. However, based on previous trends, there is no changes to the eligibility criteria.

Hence, you can refer to the eligibility criteria of 2024 to check whether you meet the requirements mentioned in the notification to apply for the exam.

Eligibility is a crucial aspect of an examination process; thus, we should get a good picture of the criteria for a green light. 

Here’s the detailed eligibility criteria of RBI Grade B 2025: 

1) Age Eligibility

You must be between 21 years and 30 years of age as of the specified date in the notification. 

For the RBI Grade B Exam 2024, As of 01st July, 2024, you must have been born not earlier than 02nd July, 1994 and not later than 01st July, 2003.  

If you have an M.Phil. or a Ph.D. degree, the upper age limits are 32 and 34 years respectively.

If you belong to the SC/ST category, there is a provision for relaxation of the upper age limit up to 5 years.
 

2) RBI Grade B Officers (General) Educational Qualification Requirements

For more details, read the full Eligibility Criteria for DEPR, and DSIM separately.

There are certain nationality requirements as well you may also read about them on the blog linked above.

RBI Grade B Vacancy 2025

The notification for the RBI Grade B 2025 has not been released yet. It will be announced after RBI publishes the newspaper advertisement, which includes the notification date and further details on the 2025 Vacancy.

Previously, in a detailed RBI Grade B 2024 newspaper advertisement which has been published on 19th July 2024, a total number of 66 vacancies for General Stream have been announced.

An intimidating number of students apply for the RBI Grade B exam every year. While most students are unable to make it to the final list, this consequently builds a lot of tension and competition.

However, do not fret as your utmost responsibility is to prepare yourself and hone your skills and every year, more than 200+ vacancies are declared.  

The Reserve Bank of India declared a total of  94 vacancies in the RBI Grade B 2024 notification. The vacancies are divided under three heads.

• General (DR)- 66 Vacancies
• DEPR (DR)- 21 Vacancies
• DSIM (DR)- 07 Vacancies

Here are the details of Vacancies for the RBI Grade B (DR) General post of the year 2024:

^ In addition to 66 vacancies for Grade ‘B’ (DR)-General, 14 vacancies are reserved for Persons with Benchmark Disability (PwBD) Category, viz. 1 vacancy for candidates of blindness and low vision; 8 vacancies for deaf and hard of hearing out of which 7 are backlog vacancy; 1 vacancy for locomotor disability including cerebral palsy, leprosy cured, dwarfism, acid attack victims and muscular dystrophy; and 4 vacancies for persons with autism, intellectual disability, specific learning disability and mental illness,  out of which 4 are backlog vacancies. 

If you want to know the details about the vacancies of the RBI Grade B (DR) DEPR and DSIM for the year 2024, you can go check the table given below:

Symbol Key for the Table:

() Includes backlog vacancies

$ If you are a Candidate belonging to the OBC category but coming in the ‘Creamy Layer’. You are not entitled to an OBC reservation. You should indicate your category as ‘General (GEN)’.

@ Reservations for Economically Weaker Sections (EWSs) in the recruitment for RBI Grade B Officer is governed by Office Memorandum No.36039/1/2019-Estt(Res) dated 31.01.2019 of Department of Personnel & Training, Ministry of Personnel, Public Grievances & Pensions, Government of India. The EWS candidates should note that in case they are not in possession of the “Income & Assets Certificate” as per the extant DoPT guidelines on or before the closure of the online application date, such EWS candidates should apply under the ‘General (GEN)’ category only.

RBI Grade B Application Form 2025

As mentioned earlier the notification for Grade B Exam 2025 is not released yet. Once it is announced, RBI will begin its application process simultaneously on the same date.

RBI also publishes a short newspaper advertisement before the official notification is released.

Latest Update: – The RBI Grade B 2024 notification has been released on 25th July 2024 and the application process shall begin from the same day itself  and will continue till 16th August 2024.

The newspaper advertisement for RBI Grade B exam 2024 had been published on 19th July 2024. It has notified about release of official notification and total number of vacancies announced.  

While your hard work holds the key to success, the outcome of your hardwork depends on how carefully you fill the application form as one mistake can cost you high on your efforts.

Candidates are advised to have a due diligence before proceeding with the submission of the application form. In order to avoid any errors while filling up the application form Check how to fill Application Form.  

RBI Grade B Application Fees 2025

The Payment of the RBI Grade B Exam fee is the final step in filling the online application form. 

Meaning that your application is considered final only when you successfully pay the Application fee.

You can only pay the RBI Grade B 2025 application fees online via Credit/debit card/IMPS/net-banking/mobile wallets and cash cards.

On the successful payment of the Exam fee, you’d receive an e-receipt from the website stating the same.

This e-receipt would need to be saved by you along with the application form.

In case your RBI Grade B 2025 Exam fee payment is not successful, then you’d have to start the Exam fee payment process from the beginning.

RBI Grade B Exam Pattern 2025

With notification for RBI Grade B 2025 yet to be out, Since the exam pattern tends to remain static with no major changes, you can refer to the below exam patterns.

To provide you an overall idea for the exam pattern for RBI Grade B 2024, you can look at the following points below: 

• The Phase I exam which consists of objective – based questions is of total 200 marks.  
• Whereas the Phase II exam which includes both objective and descriptive portion is of total 300 marks.  

You can get an overall idea of the exam pattern 2025 by checking the link I have provided below.  

Read about the Exam Pattern of RBI Grade B, here.  

RBI Grade B Syllabus 2025 – Phase 1 and 2

Having a proper understanding of the syllabus is one of the most crucial steps for aspirants who wish to prepare for RBI Grade B 2025. 

The RBI Grade B 2025 syllabus is extensive and dynamic in nature, you ought to keep yourself on track when it comes to finishing off the portion or revision.

As you might know by now, there are two written exams for RBI Grade B exam, while Phase I exam is objective in nature, the Phase II exam consists of both objective and descriptive portion.  

To provide you an idea of the topics asked in the exam, I’ve described the syllabus of RBI Grade B 2025 Phase 1 and Phase 2.  

• The syllabus for Phase I includes subjects like Quantitative Aptitude, Reasoning, English, and General Awareness.  
• The Phase 2 syllabus comprises of subjects such as Economic & Social Issues (ESI), Finance & Management (F&M), and English Descriptive papers.  

If you wish to know complete list of topics and sub- topics, you can check RBI Grade B Phase 1 & 2 Syllabus here. 

RBI Grade B Preparation Tips 2025

By this point in the blog, I think I have made it clear enough that the level of the 2025 RBI Grade B exam will be pretty tough.

Therefore, having a proper study plan before starting to prepare for this exam is probably (most definitely) the best decision you could make.

That said, preparing and going through an overall strategy and a sectional strategy for this exam will eventually help you to score better.

A good strategy goes a long way. You could be smart, you could have the best resources but if you don’t have a plan for time management, prioritizing, revision, etc., it will inevitably become a tough road for you.

Check here to read more about this approach to prepare for RBI Grade B Exam.

RBI Grade B Mock Tests & Books 2025

To make sure you ace the upcoming RBI Grade B 2025 exam, you should have a comprehensive idea regarding booklist and mock tests provided for the exam.

Right off the bat, let me tell you, that reading from the right books, and solving the various RBI Grade B mock tests can make all the difference in the world when it comes to cracking the exam.

During mock tests, you’re basically training yourself to get in the ‘exam mode’. You learn skills like time management, cancellation, prioritization, and most importantly – presence of mind.

You see when you make the effort of trying to look for the right books for your preparation you aren’t actually squandering your time and energy, rather you are saving them instead.

How, you ask?

Well, firstly, there are certain books that are so relevant from an exam point of view, that there might be chances of questions being asked in the actual exam from that very book.

Secondly, reading about topics from a single book would take a lot less time than reading the various topics from a number of books.

So, yeah reading from the right books is absolutely essential to preparing well for the RBI Grade B exam.

If you are targeting Grade B Exam 2025, you can check RBI Grade B Books for Phase 1 & Phase 2 and Access Mock Tests here.

RBI Grade B Admit Card 2025

The admit cards for both Phase 1 and Phase 2 of the RBI Grade B Exam are generally available around two weeks before the respective exam dates.

There is usually a gap of approximately one month between the Phase 1 and Phase 2 exams, and the same applies to the admit cards as well.

Once released, you can download your hall tickets from the date of the admit card until the day of examination.

Previously, The admit card for RBI Grade B 2024 Phase 2 exam has been released on 11th October 2024. 

The Phase I exam of RBI Grade B 2024 will take place on 08th September 2024 and the admit card for the same is releases on 29th August 2024.

The RBI Grade B 2024 notification has been announced on 25th July 2024.   

Whereas the Phase II exam of RBI Grade B 2024 will be held on 19th October 2024 and the admit card for the same will approximately release 2- 3 weeks before the exam. 

To know more about the RBI Grade B Admit Card and the steps to download it, check the linked blog.

RBI Grade B Previous Year Question Papers

If you want to crack the RBI Grade B exam, you’d need to solve as many previous year question papers as you can. Solving these would increase your chances of acing the exam to a great degree. 

The key to acing the RBI Grade B 2025 exam is to learn several concepts from one question. 

Yes, that’s a brilliant toppers’ technique. You sit down with RBI Grade B past year questions and go in-depth with each and every option given. 

With that said, the best way you can prepare for the exam would be as follows:  

• Self-Assessment 
• Start by solving a random previous year question paper. 
• This will help you assess your current strengths and weaknesses. 
• Identify Strengths and Weaknesses 
• Based on your performance, figure out which topics you are strong in, and which ones need more attention. 
• Focus on Weak Areas First 
• Begin by preparing the topics where you are weakest. 
• Once you’ve worked on these areas, move on to strengthen the topics you’re already good at. 
• Solve Previous Year Paper 
• After completing the syllabus, solve another random previous year question paper. 
• This will help you identify any remaining weak areas in your preparation. 
• Repeat the Process 
• Keep repeating the process of identifying weak areas and revising them until you feel confident in all parts of the syllabus. If luck is on your side, you may encounter questions that you’ve already seen while solving previous year papers in the actual exam.

With that being said, I have compiled RBI Grade B previous year question papers. You may check it here. 

RBI Grade B Exam Analysis 2024

By now you know the syllabus and other important things for RBI Grade B Examination. But merely just knowing the syllabus won’t solve the purpose. 

If you are preparing to crack the RBI Grade B Exam 2025, then you must go through the exam paper of 2024 and analyse it thoroughly. 

In addition to that, you must know the type of questions that are asked from each section (such as Quant, Reasoning, English, General Awareness, Finance & Management, Economics & Social Issues). 

To help your cause, I have prepared the analysis of recently culminated RBI Grade B Phase 1 2024 and RBI Grade B Phase 2 2023. In addition to that, I am giving you the provision to check the exam analysis of previous years. 

Don’t worry I have covered that also (In the blog linked below) since I have promised to help you at every stage. 

Explore the link to get detailed Exam Analysis of RBI Grade B 2024-2022.

RBI Grade B Cut Off 2024

Latest Update: The RBI Grade B General Phase 2 & Final Cutoff had been announced on 06th March 2025.

The cutoff for RBI Grade B- General 2024 Phase 1 examination has been announced on 01st October 2024, while the paper for Phase 1 took place on 08th September 2024.  

The Phase 1 and Phase 2 exam cutoffs are usually released 3-4 weeks after the commencement of the respective papers.  

As there is both sectional and overall cutoff in Phase 1 paper, the candidates are advised to score well above the cutoff to be selected for Phase 2 examination.

Whereas for Phase 2, there is only an overall cutoff provided for clearing the paper.  

Therefore, the cut off list is provided to assess whether you are selected or not for the next stage. 

You can go through the category-wise RBI Grade B Phase I Cut Off for 2024 provided below: 

That said, if you want to know about the RBI Grade B cutoff from 2021 – 2024 for Phase 1, Phase 2 , and the Interview, then you should check the RBI Grade B 2024 Cut off and the past year’s cut offs here.

RBI Grade B Result 2024

Latest Update: The final result for RBI Grade B 2024 has been declared on 11th February 2025. 

The exam result for RBI Grade B 2024 Phase 2 has been out on 14th November 2024 on the official website.

The link to download RBI Phase 2 result is attached here.  

The RBI Grade B 2024 Phase 1 exam result has been released on 20th September 2024 on the official website. You can check the RBI Grade B Prelims Result 2024 PDF here. 

The final result for RBI Grade B 2023 has been out on 13th December 2023. You can check the RBI Grade B Final Result 2023 PDF here. 

The RBI Grade B 2023 Phase 2 Exam Result has been released on 28th August 2023. You can click on the link to the PDF for RBI Grade B 2023 Phase 2 result attached here.  

The RBI Grade B 2023 Phase 1 Result came out on 18th July 2023. You can check the RBI Grade B 2023 Phase 1 Result Here. 

To know more in detail, you can refer to the steps to check the RBI Grade B 2023 Result.

Conclusion

Starting your journey to crack the RBI Grade B exam is an exciting challenge that requires hard work, smart planning, and belief in yourself. 

In this page, we’ve covered everything you need to know— from the RBI’s history and functions to a clear overview of the exam and the responsibilities of a Grade B officer. 

With this information, you’re ready to begin your preparation with confidence and focus. 

Keep learning, stay consistent, and give your best.  

Best of luck!