RBI Grade B 2025 Preparation Strategy & Exam Analysis

Achieving success in clearing an exam greatly depends on how well you have prepared; it requires a structured, focused approach.

It’s not just about putting in hours of hard work, but about working smart, staying disciplined, and keeping your goals in sight.

A strategic plan that needs consistency, adaptability, and thorough preparation is essential to overcoming the challenges that come your way. 

I remember one of my former students who came to me feeling overwhelmed by his exam preparations. He was working hard, but he didn’t have a clear exam and he was unsure where to focus his energy. 

After guiding him to make a proper study schedule, analyse past year papers, and focus on all topics in the syllabus, his approach became much more effective.

He not only improved his grades but also built confidence in his ability to tackle any challenge. This experience taught me how important it is to have a clear and organized preparation plan. 
 
To do well, you need a good plan! 

However, checking off all these things can take a lot of time and effort. That’s why, in this page, I will share the best ways to prepare for the RBI Grade B exam in a short amount of time. 
 
We’ll talk about useful techniques to study, how to use mock tests, important dos and don’ts for your preparation, and how to plan your study days. 
 
Also, looking at previous exam papers is very helpful. It will give you an idea of what kind of questions to expect and help you understand how difficult the exam might be. 

Analysing these papers will show you where you stand and what you need to focus on to be fully prepared. 

To make things easier, I’ve also included the RBI Grade B analysis from 2024 and 2022 to help guide your study plan.

Preparation Strategy: RBI Grade B Phase 1 & 2

If you are planning to prepare for the upcoming RBI Grade B, then you have come to the right place!

In this section I have mentioned in detail, everything that you’d need to ace the RBI Grade B exam.

Do go through the topics written below as thoroughly as possible and implement them to your RBI Grade B preparations.

I have also included detailed, time-bound, and subject-wise study plans for you, so that you can schedule your study accordingly. The best thing about these study plans is that they are extremely easy to understand and are in a tabulated format.

The best thing about our study plan is that it is properly structured and extremely easy to understand.

Anyway, let us start with the most important topics related to the RBI Grade B preparation:

Study Sequence

1. Take Initial Mock Tests: 

• When you start with your preparation, take at least 3 mocks of both Phase 1 and 2 to identify your strong and weak areas. Scores < 50% shall be considered weak. 

2. Arrange Subjects by Category: 

• Categorize subjects falling under strong and weak categories, after carefully evaluating the subjects in which you are strong in and the ones where you need improvement. 

3. Create a Study Timeline: 

• You should plan a study timeline, i.e., divide your preparation time into week-wise phases. 
• Pick out 2 subjects at a time, one that you are strong at, and another you are weak at. You can also use the timetable given by me below. It is divided into morning and evening shifts. 

4. Brush Up on Current Affairs: 

• You can make use of ‘Spotlight’, ‘PIB Current Affairs’, and ‘Finance Current Affairs’ to study current affairs. 
• If you have limited time, start with current affairs when you are done with at least 50% of your syllabus. 
• Do not begin your preparation with the current affair. 

5. Practice Tests – 

• Once you’ve done with your learning part, give a weekly subject-wise practice test to identify if you are facing difficulty in what you’ve studied in the previous week. 
• Take up mock tests of the entire topic completely after you’ve studied it thoroughly. 

6. Revision –  

• It is important to revise the topics that you’ve learnt before so that you do not forget anything. 
• You have to remember these so that you can apply it in the exam to score more. 
• Revise current affairs and topic-wise syllabus weekly.

7. Typing Practice: 

• Attempt a test of Phase 2 FM or ESI and Essay every week to improve your typing skills.

At this point, I would suggest that you guys should be absolutely thorough with the updated RBI Grade B Syllabus.

Important Techniques

1. Prepare your Daily Schedule: 

• Have the schedule for your day prepared before leaving the bed in the morning and stick to it as steadfastly as you can. 

2. Revision Schedule: 

• Revise either daily or weekly, depending on your timetable. Working aspirants can follow a weekly revision schedule and students can follow a daily revision schedule. 

3. Analyse Past Year Papers: 

• You should review past year papers diligently. Doing so would help you to list the important static parts of the subjects and shed light on the shifting trends/changing patterns. 

4. Self-Assessment: 

• Be sure to observe yourself, as you are the best guide of yourself. 
• You must know where you lack and how much time you need to devote to a topic. 

5. Focus on Current Affairs Magazines: 

• Don’t devote too much time on reading newspapers. Current affairs magazines are more helpful before the interview. Argumentation and opinions help in the interview stage more. 
• You can rely on monthly magazines for Phase 1 and Phase 2. 

6. Last-Minute Rush: 

• Avoid last-minute hustles for important tasks such as filling your application form, downloading your admit card, etc. 

Know how to fill your online application to avoid silly mistakes. 

Approach to mocks

1. Solving Mocks Every Week:  

• Practicing mocks every week is very important.  
• Mocks can be sectional or comprehensive, depending on the stage of your preparation.  
• Start with sectional tests using my RBI Grade B Phase 1 and Phase 2 sectional mock tests.  
• When the examination is 1 month away, you can begin comprehensive mocks. 

2. Enhancing Time Management: 

• Sectional and comprehensive tests help by improving time management skills of the aspirant. 

3. Analysis of Mock:  

• Mock analysis is as important as the mocks themselves.  
• You can analyze mocks by dividing your answers into three parts: correct, incorrect, and not answered.  
• Focus on questions that you got correct by chance and those you got wrong due to silly mistakes. 

4. Elimination Method: 

• Work on the elimination technique to score higher and enhance your accuracy.  
• Under elimination, you eliminate all options before finalizing your answer choice.  
• While it’s more time-consuming, it’s generally more accurate. 

Note: Elimination is not always successful in Quant and Reasoning. If you’ve arrived at the right answer by solving a question, there’s no need to apply elimination. 

If you want to track your progress and improve your performance, Attempts free Mock Tests with detailed analytics here. 

Do’s and Don’ts

To ensure effective preparation for RBI Grade B exam, it’s important to adopt the right habits while avoiding common distractions. 

Here’s a list of essential do’s and don’ts to help you stay focused, manage your time well, and make the most out of your study sessions for perfect results. 

Do’s: 

• Stop Overthinking and Start Action: Don’t let self-doubt lead to procrastination. Take immediate action based on the study plan you’ve created. 
• Study Wisely: Instead of just memorizing, make sure you understand the concepts. Exams need both facts and clear understanding. 
• Limit Your Sources of Study: Stick to a few trusted study materials. Don’t get caught up in constantly looking for new books or resources. Time is limited, so focus on what works for you. 
• Practice Mock Tests: Practice aptitude mock tests regularly to improve your mental ability, comprehension, and logical reasoning. Remember, clearing the CSAT is crucial to move on to the GS paper. 
• Manage Your Time Well: Avoid wasting time on unnecessary discussions or distractions. Stay away from negative influences, and follow a balanced routine: Eat, Sleep, Study, and Meditate. 
• Listen to Your Instincts: During your preparation and the exam, listen to your inner sense. Your intuition can guide you towards the right answers. 
• Solve Current Affairs: Make a habit of solving current affairs (questions and quizzes) daily for at least 1 hour per day. You can either solve the current affairs in the morning before you start studying any other chapter or do it in the evening. Take out one week in the month to solve only current affairs, do not start studying any new topic in that week and completely dedicate it for current affairs only. 
• Answer Writing Practice: Do not wait to finish the complete syllabus first and then write answers, you have to start practicing answer writing topic-wise while you are studying the chapters. 

Don’ts: 

• Avoid Distractions like Social Media: Stay away from time-consuming platforms like Facebook, Instagram, or any entertainment sources (Web series, etc.) that can divert your attention. 
• Don’t Use Your Phone While Studying: Phones are distracting and not meant for studying. If you don’t have a laptop, use an old one or a desktop, and keep your phone in another room or in a drawer to avoid distractions. 
• Balance Current Affairs and Subject Syllabus: Do not skip studying syllabus like ESI, Finance, or Reasoning just to focus on Current Affairs. Manage your time so that you can give a enough time to cover syllabus and current affairs both. 

These were the important points to remember while preparing for the RBI Grade B exam.

Now, let’s take a look at the day-wise study plan I’ve created for you in the form of a table. Before diving into it, let’s go over some important tips that will help you make the most of the study plan. 

RBI Grade B Preparation Tips for Interview 

1. Go through your resume: Read your bio- data carefully so that you do not miss anything. During the Interview, a lot of questions will be asked related to the details you have filled in your bio- data form. Hence, be true to what you have written and present your answers accordingly. 

2. Know all about RBI: Be well – prepared for questions that can be asked related to RBI as an institution and the job profile of the RBI Grade B officers as those candidates are best – suited who understand the organization’s needs and demands.  

3. Cover Current Affairs thoroughly: Be thorough with current affairs related to banking, finance and economics. This will help you be more confident while answering questions related to General Awareness. 

4. Organize all important documents: Make sure you have all your documents with you during the Interview as failing to carry these documents you will not be allowed to enter the Interview Hall.  

5. Improve upon your communication skills: To present your answers in a confident yet professional manner, it is important for you to work on your communication and interpersonal skills. Keep a check on your facial expressions and body posture while practicing your answers. 

6. Be properly dressed: It is important to make sure that you are properly dressed for your RBI Grade B interview, hence maintain professional dress code before entering the premises. 

Week-Wise Study Plan

This 12-month study plan will help you prepare for both Phase 1 and Phase 2 in a step-by-step way. I suggest that you can start with the Mains syllabus first (ESI, Finance, and Management), and then move to Phase 1 Quant, Reasoning, and English.

But if you feel weak in QRE, you can start with Phase 1 first since there is no fixed rule. Follow the funnel approach to start your preparation with broad concepts to details; 

• Start with the basics – Read or watch lessons to get an overall idea of the topics. Don’t worry about remembering every details for now. 
• Understand the main concepts – Identify the meaning behind the topics and try to understand what is this concept about. 
• Slowly move to brief details – Once you understand the basics, move to learning more in details, and analyse the topics deeply. 
• Connect facts to concepts – Try to link every fact with it’s concept because this will help you to recall what you’ve learnt during exams. 
• Revise multiple times – Focus on concepts in the first revision then pay more attention to specific details and tricky areas in the later revisions. 

Focus on concepts before facts, because once your concepts are clear, remembering facts becomes much easier. If you have around 8–10 months for preparation, you can follow this 12-month plan. 

• Weeks 1–31 will be for your preparation of F&M, ESI and QRE. 
• Weeks 28-31 is for current affairs and schemes. 
• Start revising and solving PYPs along from weeks 34-45. 

Once you finish 50% of the syllabus, start answer writing and mock tests. Keep one full day in the week only for tests & solving PYPs, also avoid distractions like social media or random books. 

Stick to trusted sources such as PIB 247 & RBI 247 for 8–12 months, Spotlight Magazine for 6–8 months. 

By following this simple plan, you can finish the syllabus on time, revise many times, and be ready for both Prelims and Mains. 

Phase 1 – STUDY PLAN (Quant, Reasoning & English)

Phase 2 – STUDY PLAN (Finance & Management and Economic & Social Issues)

Throughout this strategic approach, I would suggest that you stay updated with the exam dates for the upcoming RBI Grade B Exams. For your convenience, I have linked the respective section above.

Now since we are done with the preparation strategy or the study plan, whatever you call it, there’s one more thing that you need to do if you want to maximise your chances of selection in the RBI Grade B Exam.

You must be wondering what I am talking about. Well, I’m talking about the RBI Grade B Exam Analysis. Exam Analysis holds a very important key to your selection because it helps you identify the areas from which questions are regularly framed and you also get to know the level of questions asked.

So, without wasting any time let’s move on to the RBI Grade B Exam Analysis of the previous year papers.

RBI Grade B – Topic-Wise Current Affairs and Government Schemes 

Many students spend most of their time on subjects like ESI, Finance, and Reasoning because they feel these need more study. But in doing so, they forget that Current Affairs and Government Schemes are also important.

These cannot be learned in a hurry at the last moment since they need regular reading and revision to score well in the exam. 

Just reading daily news is not enough, you need a proper plan to cover all the topics, latest updates, then revise them and keep a record of important schemes & events. In the exam, current affairs and government schemes are often asked in detail, so you must understand them well with thorough knowledge. 

I have provided a topic-wise list of Current Affairs, including Annual Reports, Annual Surveys such as Union Budget, Economic Survey and more. This table will keep the topics organized so make sure you do not miss anything important in this exam. 

If you are preparing for RBI Grade B exam but you have no knowledge about what is RBI, what are it’s functions and on what basis do they conduct exams; then you can check out the RBI complete information page provided here. 

Government Schemes 

For Government Surveys, you will find chapters like Ministry of Finance, Ministry of Home Affairs, Ministry of Law & Justice etc. 

I have provided a weekly planner for government schemes in the table below. 

Now that you have a clear mind map to prepare for Current Affairs and Government Schemes, all you need now is consistency. These are often underestimated but it plays a major role in boosting your overall score. 

RBI Grade B Exam Analysis

As I’ve mentioned before, simply preparing on your own is not enough to ensure success.  

To truly perform well, it’s important to also understand your competition and the environment where the exam will take place. This means looking at trends and records from previous years.

By doing a thorough analysis, you’ll not only know how prepared you are but also what additional efforts are needed to guarantee success.

This approach will also help you in your preparation for the RBI Grade B exam 2025. 

But before we head to the exam analysis, I am providing you the link to access and download RBI Grade B previous years’ papers (2023 – 2024). 

So, let’s begin with the RBI Grade B exam analysis of the year 2024. 

RBI Grade B 2024 Exam Analysis for Phase 1

The exam for RBI Grade B 2024 Phase 1 commenced on 8th September 2024 successfully, it was held in two shifts: Morning and Afternoon.   

While the questions asked were different in these two shifts, there was no change in the exam pattern.   

You can check the table below to get an overview of the exam pattern of RBI Grade B 2024 Phase-1: 

With the idea of exam pattern being clear to you, let us check the difficulty level of both the shifts of the Phase I exam.  

After carefully going through the papers from both the shifts, we can derive from the analysis that the difficulty level of the exam ranges from moderate to tough.   

To elaborate on this further, I have discussed the section-wise RBI Grade B 2024 Phase 1 exam analysis in the table form below: 

With the purpose to provide in depth explanation of the RBI Grade B 2024 exam, I have discussed in detail the section – wise analysis of the Phase I exam.  

RBI Grade B 2024 Exam Analysis for Phase 1: Section-wise

As mentioned earlier, the Phase I examination has four sections:

• English Language 
• Quantitative Aptitude  
• Reasoning Ability 
• General Awareness.  

Let us go through each of these topics to analyze the difficulty level of the exam section – wise.  

English Language

The questions in the section of English language are asked from topics such Reading Comprehension, fill in the blanks and sentence rearrangement etc.

The questions in the section of English language were lengthy, it was difficult to attempt all the questions and score in English. 

In the table below, I have provided all the topics that come under the English section of RBI Grade B Phase I. 

Given the simple nature of the questions in English Language, the overall level of this section was easy to moderate. 

Quantitative Aptitude

Talking about the Quantitative Aptitude, it is generally tough compared to other sections with questions given from topics such as Data Interpretation, Number series and Arithmetic problems.  

In the table below, I have listed all the topics along with the number of questions asked in the Quant section: 

To start with the topic of Data Interpretation, the questions were asked in the form a table, pie – chart and a puzzle which were lengthier to solve compared to previous years.   

The problems given in the arithmetic section were based on Mensuration, Profit & Loss, Age problems, Mixture allegations and Algebra.  

While the questions from Quadratic Equations and Number series were easy, the overall difficulty level of the exam was moderate to tough. 

The section of Logical Reasoning consists of questions asked from the topics such as:  

• Puzzles  
• Seating arrangement  
• Syllogism  

These are analytical in nature and take time to solve. If we talk about the overall level of reasoning was moderated.

In the following table, I have mentioned all the topics and the number of questions allotted for each.  

The highest number of questions are asked from the topics from Seating arrangement and puzzle. In this year’s paper, the questions were lengthy and were given in the following types of puzzles and seating arrangements: 

• Floor and flat based puzzle 
• Selection based puzzle 
• Year and age-based puzzle 
• Linear – based seating arrangement 
• 2 parallel rows with 5 people sitting in each 
• Square – based sitting arrangement 

For logical reasoning, as not many questions could have been done within the specified time limit, the overall level of the section this year ranges from moderate to difficult.  

General Awareness

General Awareness was easy and to help you recall the questions asked in the section, I have listed down below a few questions asked in the General Awareness section from both the shifts combined.   

1. Mark Rutte who will assume the charge of secretary general of NATO, belongs to which country.  

2. Which of the following countries are UNFCCC troika? 

3. RBI has proposed to increase the UPI limits for tax payments from 1 lakh to? 

4. Which country has filed the maximum number of patents in Gen AI?  

5. How much financial assistance government will provide for PMAY-U? 

6. Abhinav Bindra won gold medal in which Olympics? 

7. Statement based question based on MUDRA Yojana. 

The level of the questions asked in G.A. was not very difficult which makes it rank between easy to moderate.   

Apart from static GK, a great number of questions came from economy subject and current affairs, especially from PIB news and Govt. Schemes.    

Now, with the discussion on this section over, we have come to an end of Phase 01 analysis of RBI Grade B 2024 exam.   

Let’s proceed to discuss in detail the exam analysis for RBI Grade B Phase 2 2024. 

RBI Grade B 2023 Exam Analysis for Phase 1

The exam for RBI Grade B 2023 Phase 1 commenced on 9th July 2023 successfully, it was held in two shifts: Morning and Afternoon.  

While the questions asked were different in these two shifts, there was no change in the exam pattern.   

You can check the table below to get an overview of the exam pattern of RBI Grade B 2023 Phase-1: 

With the idea of exam pattern being clear to you, let us check the difficulty level of both the shifts of the Phase I exam.  

After carefully going through the papers from both the shifts, we can derive from the analysis that the difficulty level of the exam ranges from moderate to tough.   

To elaborate on this further, I have discussed the section-wise RBI Grade B 2023 Phase 1 exam analysis in the table form below: 

With the purpose to provide in depth explanation of the RBI Grade B 2023 exam, I have discussed in detail the section – wise analysis of the Phase I exam.  

RBI Grade B 2023 Exam Analysis for Phase 1: Section-wise

As mentioned earlier, the Phase I examination has four sections – English Language, Quantitative Aptitude, Reasoning Ability and General Awareness. 

Let us go through each of these topics to analyze the difficulty level of the exam section – wise.  

English Language

The questions in the section of English language are asked from topics such Reading Comprehension, fill in the blanks and sentence rearrangement.

As per the general trend witnessed over the years with the English section, the questions are straightforward and easy to attempt.  

Continuing with the trend, the same can be said about this year’s paper, as the questions asked in the exam were simple and very much doable.  

In the table below, I have provided all the topics that come under the English section of RBI Grade B Phase I. 

Given the simple nature of the questions in English Language, the overall level of this section was easy to moderate. 

Quantitative Aptitude

Talking about the Quantitative Aptitude, it is generally tough compared to other sections with questions given from topics such as Data Interpretation, Number series and Arithmetic problems.  

In the table below, I have listed all the topics along with the number of questions asked in the Quant section: 

To start with the topic of Data Interpretation, the questions were asked in the form a table, pie – chart and a puzzle which were lengthier to solve compared to previous years.   

The problems given in the arithmetic section were based on Mensuration, Profit & Loss, Age problems, Mixture allegations and Algebra.  

While the questions from Quadratic Equations and Number series were easy, the overall difficulty level of the exam was moderate to tough. 

Reasoning Ability

The section of Logical Reasoning consists of questions asked from the topics such as Puzzles, Seating arrangement, Syllogism which are analytical in nature and take time to solve.

In the following table, I have mentioned all the topics and the number of questions allotted for each.  

The highest number of questions are asked from the topics from Seating arrangement and puzzle. In this year’s paper, the questions were lengthy and were given in the following types of puzzles and seating arrangements: 

• Floor and flat based puzzle 
• Selection based puzzle 
• Year and age-based puzzle 
• Linear – based seating arrangement 
• 2 parallel rows with 5 people sitting in each 
• Square – based sitting arrangement 

For logical reasoning, as not many questions could have been done within the specified time limit, the overall level of the section this year ranges from moderate to difficult.  

General Awareness

To help you recall the questions asked in the section, I have listed down below a few questions asked in the General Awareness section from both the shifts combined.  

• In which place has the climate clock been installed? 
• Which cities are connected by trilateral highway project in India? 
• How many years did the BSR system complete in 2022? 
• Name of the consumer-awareness program launched by RBI to promote e- vehicles.  
• Mascots used by RBI for public awareness campaign.  
• What are the pillars of India’s foreign trade policy? 
• Question based on Atlantic Declaration 
• The theme of Payment vision – 2025.  

The time taken to solve the questions asked in the General Awareness section was longer as the questions were analytical in nature, however, the level of the questions was not very difficult which makes it rank between moderate to tough.  

Apart from static GK, a great number of questions came from economy subject and current affairs, especially from PIB news and Govt. Schemes.  

Now, with the discussion on this section over, we have come to end of Phase I analysis of RBI Grade B 2023 exam.  

Let’s proceed to discuss in detail the exam analysis for RBI Grade B Phase 2 2023. 

RBI Grade B 2023 Exam Analysis for Phase 2

The examination for RBI Grade B 2023 Phase 2 was conducted on 30th July 2023. 

Ongoing with the general trend, there was no change in the exam pattern as the questions were asked from three sections of Economic and Social Issues (Paper1), English descriptive (Paper 2) and Finance and Management (Paper 3)  

To explain it in simple terms, I have provided below the table for RBI Grade B exam pattern 2023:  

After a thorough analysis, the overall difficulty level can be said to be Moderate to Difficult 

To provide you a complete idea about the difficulty level of the examination, you can check subject- wise difficulty level of RBI Grade B Mains 2023 given in the table below: 

After going through the table above I hope you got a broad picture of the overall exam difficulty level. Now, let us proceed to discuss further in detail about exam analysis for each paper. 

Economic and Social Issues (ESI) Paper Analysis:

To begin with ESI section in RBI Grade B 2023, it was tough in terms on the difficulty level of the questions.   

The nature of questions asked in the paper are both objective and descriptive. The total time duration to complete the ESI Paper is 2 hours (120 minutes) which is further divided into 90 minutes for answering the descriptive questions and 30 minutes are provided to attempt the objective part.  

• In general, the questions asked in this year paper were lengthy, more analytical and time – consuming for the candidates to solve.  
• A comprehensive coverage of PIB 247, Government schemes, Daily Current Affairs, Spotlight and Static portion of ESI provided on my YouTube channel would have been a lot beneficial for aspirants who have referred to these for their exam preparation.  

To provide you an example of type of questions given in the paper, I have provided few questions asked in the ESI section below: 

Descriptive Questions asked in the ESI Paper

15 Markers

• In the light of RBI’s report on currency and finance FY 2022- 2023, explain  
• Macroeconomic effect of climate change 
• 3 landmark global collaborations on climate change 
• World bank has released its World Development Report 2023: Migrants, Refugees and Societies. Discuss key recommendations for the countries given in the report. 
• UNDP’s new strategy for Gender Equality was mentioned in UNDP’s report. Taking reference of this report, how can we introduce gender sensitization in the fabric of Indian economy? 

10 Markers

• Explain any 3 schemes of the government of India working towards employment generation and poverty alleviation.  
• Direct and indirect monetary policy measures and briefly explain at least 8 of them.  
• What are the various challenges faced by start–ups in tier 2 and tier 3 cities? 

Objective Questions asked in the ESI Paper

The following is an example of passage- based question given in the paper: 

Question (1-4). X mission was launched by Hon’ble Prime Minister Narendra Modi on 20 October 2022 at Kevadia, Gujarat. X focuses on bringing about behaviour changes in individuals for combatting climate change. Its objective is a global movement for transitioning from a model of destructive and mindless consumption to deliberate and mindful utilization of resources. Ministry of Environment, Forest and Climate Change is the nodal ministry for national-level coordination and implementation of this Mission.  

Q1. Identify X Mission mentioned in the above passage 
Q2. The above X Mission was announced by Prime Minister at which of the following event? 
Q3. Which of the following is not amongst seven categories of X Mission? 
Q4. X Mission has three Phases. Match the correct pair.

Talking about the difficulty level for the section, the paper for Finance and Management was fairly easy.  

• For the exam pattern of the paper, Finance and Management section has total time of 2 hours allotted to complete the paper which is segregated into 90 minutes for descriptive portion and 30 minutes to answer the objective questions. 
• The questions for Finance and Management section came mostly from static portion rather than current affairs.  
• As questions asked in basic in nature, F&M paper was easygoing and simple for candidates to solve compared to the section of ESI.

You can check the section below to get an overall idea of the type of questions asked in F&M paper in RBI Grade B 2023 exam: 

Descriptive Questions asked in the FM Paper:

15 Markers 

• Explain in detail, RBI’s Retail Direct Scheme including the scope, applicability, charges, fees, etc.  
• Explain the Big 5 Model of personality. What are other traits of personality affecting Organization Behaviour? 
• What was Henry Fayol’s contribution to Management? Explain his 14 –Principles of Management. 

10 Markers 

• What is Code of Conduct? How it is implemented in the organization? 
• Describe ONDC. How it will impact companies like Amazon, Flipkart, Walmart, etc.  
• What are Pre-Sanctioned Credit Lines at Banks through the UPI? How it is going to help in furthering Financial Inclusion? 

Objective Questions asked in the FM Paper 

2 Markers 

• 5 questions on Corporate Governance 
• 3 application-based questions on motivation theories 
• 2 questions on organizational behaviour 
• 5 questions on example – based communication topic 
• 5 questions on Financial Inclusion 

Here is an example of the passage – based question asked in FM Paper: 

Question (1-5).  Government initiated X scheme in August 2014 to provide universal banking services for every unbanked household, based on the guiding principles of banking the unbanked, securing the unsecured, funding the unfunded and serving un-served and under-served areas. PMJJBY is a Government-backed Life insurance scheme in India. In order to avail of the benefits offered by the Pradhan Mantri Jeevan Jyoti Bima Yojana policy, it is mandatory to link your Aadhaar Card to the participatory bank account. 

Q1. Based on the above passage, identify the Scheme that has been launched on 15th August, 2014? 
Q2. What is the life insurance limit under PMJJBY? 
Q3. What is the age limit in the PMJJBY? 
Q4. What is the maximum amount of pension that is received under APY? 
Q5. What is the amount of premium that is paid in the PMSBY? 

1 Marker 

• Organized, self-disciplined and achievement-oriented are the characteristics of which of the traits of the Big Five Traits Model? 
• Which of the following theories holds that the ends or consequences of an act determine whether the act is good or bad? 
• What kind of principle focuses on the kind of value displaces of others? 
• The NaBFID Act, 2021 has been set up as a Development Financial Institution (DFI) to support the development of which part of the economy? 
• What is the maximum limit that a resident individual can freely remit per financial year under the Liberalized Remittance Scheme? 

To access the detailed discussion on the Finance and Management section, you can check this insightful video by Karnima and Parul Ma’am.

The paper for English descriptive is provided to test the candidate’s proficiency in the language which include the writing skills as well as reading comprehension.  

• The exam structure of the English Paper is divided into 3 segments- Essay writing, Precis writing and Reading Comprehension. 
• Since questions asked were analytical and lengthier, the English Descriptive Paper was moderate in terms of difficulty level.  

To help you provide an overview of the questions asked, I have provided a few questions down below: 

Essay 

• There is an immense need of multi-linguistic social media account for businesses 
• Economic Impacts of climate change on developing countries 
• What is social media recruitment? What are its advantages and disadvantages 
• In every organization, especially in this modern day and age, employees focus on personal value and purpose in the organizations. Suggest ways/measures for organizational culture in this regard.

Precis Writing 

• For Precis writing, the candidates were asked to write on the topic of Gender Equality and AI.  

Reading Comprehension 

For the passage provided in English descriptive, the following questions were asked: 

• What is the author’s view on corporate’s increasing prices when the supply falls short? 
• The author sympathized with ECB president. Why? 
• Greedflation is the secondary cause of inflation. What is the primary cause and what are the author’s views on this? 

Now, let’s get to the section-wise analysis of the RBI Grade B 2022 Phase 1 exam. 

RBI Grade B 2022 Exam Analysis for Phase 1

The RBI Grade B 2022 Phase 1 successfully took place on 28th May 2022. The exam transpired in two shifts: Morning and Afternoon. Both the shifts followed the same exam pattern.

Here’s the pattern of RBI Grade B 2022 Phase-1:

With the pattern in place, let’s jump straight to the exam analysis.

Upon analyzing the papers of both the shifts, it can be stated that the overall level of the 2022 Phase 1 exam was moderately difficult.

I have mentioned the section-wise RBI Grade B 2022 Phase 1 exam analysis below:

RBI Grade B 2022 Exam Analysis for Phase 1: Section-wise

I have mentioned below the topics that came in the RBI Grade B 2022 exam from each of the sections.

English Language

The English section gets designated with 30 questions, one question a mark. Over the years this section has played a crucial role in the qualification of many candidates, and in this year’s edition as well this section was comparatively doable, as per the general mandate.

In the table, I have filled the topics that represented the entire English section of RBI Grade B 2022 Phase 1.

Take a peek at the representation and get the general idea of the English section.

The overall level of this section was easy to moderate.

Quantitative Aptitude

From the table that I have mentioned below, you’ll get a fair idea about the approximate distribution of questions asked pertaining to different topics of the Quantitative Aptitude Section in the 2 shifts of the Phase 1 paper.

The questions that were asked on Data Interpretation were in the Caselets, and pie chart formats.

They were lengthy questions but were doable.

The problems asked for in the arithmetic section were based on Mensuration, Time and Work, Percentage, Age problems, etc.

The overall level of this section was between moderate to difficult.

Reasoning Ability

In the table that I have mentioned below, you’ll get an idea about the approximate distribution of questions asked pertaining to different topics of the Reasoning Ability Section in the 2 shifts of the Phase 1 paper.

I have mentioned below the types of puzzles and seating arrangement questions that were asked in this section:

• Linear Seating Arrangement – 2 Rows
• Blood Relations based puzzle
• Tabulation based puzzle
• Puzzle based on designations
• 2 Rows that are parallel with 6 people in each row
• Floor based puzzle
• Circular Arrangement
• Car Parking based puzzle

The overall level of this section was between moderate and difficult.

General Awareness

I have mentioned below a few of the questions that were asked to test your memory in the General Awareness section, based on the 2 shifts combined.

• Author of the book -” My country my life”
• Who is the google policy head of India?
• Delimitation has happened in which state recently?
• Who is the runner-up of pro kabaddi league 2022?
• Ownership ratio in RRB by state, Centre, & Sponsor banks
• Questions based on Union Budget 2021
• Questions on RBI Financial Report
• Question on PM SVANIDHI

Apart from the questions that I have mentioned above, around 8 to 10 questions were based on Static GK, and in terms of difficulty level, this section was of easy to moderate difficulty.

That brings us to the end of the analysis of phase 1, let’s now analyze the phase 2 paper of the 2022 RBI Grade B exam.

RBI Grade B 2022 Exam Analysis for Phase 2

The RBI Grade B 2022 Phase 2 exam was held on 25th June 2022. The exam followed the usual scheme, i.e., it entailed Paper 1 (ESI), Paper 2 (English Descriptive), and Paper 3 (F&M).

Given below is the pattern of the RBI Grade B Phase 2 Exam :

According to the mandate and general analysis the overall difficulty level of the exam was MODERATE.

Given below is the paper wise difficulty level of the phase 2 exam:

I have given you the general overview of the Phase 2 analysis. Now, it is time to pay heed on each paper of the examination.

Starting with Paper 1.

Economic and Social Issues (ESI) Paper Analysis:

The ESI paper is a 2-part examination, consisting of descriptive and objective sections. The duration of Paper 1 is 2 hours (120 minutes), which is split up in the form of 90+30.

90 minutes to complete the descriptive part (4 out of 6 questions) and 30 minutes are designated for the objective bit (30 Questions).

Following the popular trend, the ESI exam turned out to be a challenging one in the 2022 edition too.

However, upon analysing carefully, it can be concluded that only one source- PIB 24*7 (Video Session Series on my official YouTube channel- Anuj Jindal) – was enough to cover the entire ESI Paper 1.

That was the analysis of the ESI segment.

Now let me present a wider picture of the section by showcasing what questions were asked in the exam.

Descriptive Questions asked in the ESI Paper

15 Markers

• Despite spread of urbanisation in villages, challenges such as race, caste, gender discrimination still persist. In this context what are the challenges faced by protective discriminatory policy?
• What is meant by Economic reforms? Economic reforms from 1990s till now
• Financial stability is essential to any financial institution/business. Discuss in the light of Financial Stability Report of RBI and economic reforms in view of Covid outbreak in India.

10 Markers

• What are the challenges associated with rural entrepreneurship? How young enterprises can solve these problems?
• Short note on current Monetary Policy Framework in India.
• What is NBFC? How it is different from banks? What are the 5 types of NBFCs registered with RBI?

Objective Questions asked in the ESI Paper

• What was India’s rank and score in the 2020 edition of Human Capital Index of World Bank
• Number of countries that helped World Bank in preparing Human Capital Index
• 4 Questions on India-Australia Free Trade Agreement
• Statement based question on Sovereign Gold Bond Scheme
• 4 Questions on Smile Scheme
• Question on UDAN scheme
• 3 questions on Raisina Dialogue
• Question about eligible beneficiaries under PM Kisan Maan Dhan Yojana
• Question about Bhoomi Rashi Portal
• Question about Matsya Sampada Yojana
• A young person wants to develop the entrepreneurial skills. So, he goes to NCDC. Under which scheme he should register?
• 2-3 Questions from PM Aadarsh Gram Yojana

Finance & Management (F&M) Paper Analysis:

Much like the ESI section, Finance and Management paper followed the 2-hour duration pattern, which entails the descriptive (90 Minutes) and objective (30 Minutes) parts.

The descriptive section carries 6 questions (3-15 Markers and 3- 10 Markers), out of which 4 needs to answered (2 out of 3 from 15 markers and 2 out of 3 from 10 Markers). The objective bit consists of 30 questions (10- 1 Markers and 20- 2 markers)

Giving respite to the candidates from the difficult ESI section, the F&M section came out to be easy to moderate in the RBI Grade B Phase 2 2022.

While the aforementioned is the general verdict of the F&M section, but to get a detailed overview, follow the below heads.

Descriptive Questions asked in the FM Paper:

15 marks questions

• What are the common barriers to communication in an organization? How can these be overcome?
• Why is change resisted in organization? What can the management do to overcome it?
• In the current era, where the blockchain is at its peak will it disrupt banking?

10 Marks Questions

• What are long-term REPO operations?
• Describe India’s response to the Global Financial Crisis 2008?
• What is the importance of ethical behavior in society and throw some light on the manager’s role in encouraging ethical behavior in an organization?

Objective Questions asked in the FM Paper

1 Mark Questions

• Question about identifying 20-digit code
• Communication flowing from top to bottom is known as?
• What is the criteria for an enterprise to be classified as a small industry?
• According to Kurt Lewin, what is the first phase in the process of planned change?
• According to RBI, what is the FPI limit on corporate bonds?
• What is the process of blaming one’s unethical behavior on others?
• Question on Diagonal Communication
• Question on Payment Structure Development Fund (PIDF)

2 Marks Questions

• 4 questions on CSR Committee
• 4 application-based questions on motivation theories
• 4 questions on Communication topic
• Question on outsourcing of financial services by NBFCs
• 2 questions about levels of organizational behaviour

To know the complete formation of the questions, watch the video by Parul ma’am given below.

English Descriptive Paper Analysis:

The English Descriptive paper is attached with the RBI Grade B Phase 2 exam to test the writing, Reading and apprehension prowess of the individual.

This segment is categorized into 3 parts

• Essay Writing
• Precis Writing
• And Reading Comprehension

The 2022 edition of the exam was of Easy to Moderate level.

Questions that came in this section are given below:

Essay

• Peace cannot be kept by force. It can only be achieved by understanding. Elaborate
• Role of female entrepreneurs in India
• Advantages and disadvantages of Renewable energy. How the OSOWOG initiative will help in eliminating these disadvantages
• India has become a medical destination for the world

Precis Writing

*Watch the video given below to know the question of Precis writing.

Reading Comprehension

5 questions on the topic of Financial Derivatives

Watch the video given below to get detailed analysis of the English Descriptive part. Jump to the 40:00 part of the video to find English Descriptive analysis.

Conclusion

On this page, I’ve shared a simple and understandable RBI Grade B preparation plan that includes helpful tips, study techniques, and a day-by-day schedule. This will enable you to efficiently cover the entire syllabus in a short period.

In addition, I’ve provided a detailed exam analysis that will give you insights into the exam pattern, important topics, and the best strategies to approach each section.

By following this, you’ll be able to stay organized, manage your time efficiently. Good luck and always stay curious and motivated!